BENEFIT INFORMATION
Benefit
Who pays the cost?
McKibbon Hospitality pays for a portion towards the employee and dependent cost for medical coverage.
YOUR BENEFITS PLAN
Medical
McKibbon Hospitality offers a variety of benefits allowing you the opportunity to customize a benefits package that meets your personal needs. In the following pages, you’ll learn more about the benefits offered. You’ll also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.
McKibbon Hospitality offers dental coverage on a voluntary basis.
Dental
McKibbon Hospitality offers vision coverage on a voluntary basis.
Vision
Life
McKibbon Hospitality offers life coverage on a voluntary basis.
McKibbon Hospitality offers short term disability coverage on a voluntary basis.
Short TermDisability
McKibbon Hospitality pays 100% of the cost for long term disability coverage.
Long TermDisability
Accident
McKibbon Hospitality offers accident coverage on a voluntary basis.
PRE-TAX BENEFITS
CHOOSING YOUR BENEFITS
The premium for elected coverages is taken from your paycheck automatically. There are two ways that the money can be taken out, pre-tax or post –tax.
WHY DO I PAY FOR BENEFITS WITH PRE-TAX MONEY?
There is a definite advantage to paying for some benefits with pre-tax money. Taking the money out before your taxes are calculated lowers the amount of your pay that is taxable. Therefore, you pay less in taxes.
WHICH BENEFIT PREMIUMS ARE TAKEN BEFORE TAX?
PRE tax –
Medical, Dental, and Vision
POST tax –
$
$
Life, Disability, and Accident
$
2
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