ELIGIBILITY
All hourly full-time employees are eligible to join the McKibbon Hospitality Benefits once the waiting period has been satisfied. Coverage will begin on the 90 th day from your date of hire. Hourly full-time employees must be regularly scheduled and working at least 30 hours per week. You may also enroll your dependents in the Benefits Plan when you enroll.
WHO’S AN ELIGIBLE DEPENDENT?
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Your legal spouse
• Your married or unmarried natural children, step-children living with you, legally adopted child(ren) and any other child(ren) for whom you have legal guardianship, up to age 26
A dependent who is older than 26 years of age, but less than 30 years of age may be eligible for medical benefits. Please contact Benefits@mckibbon.com for more information.
WHEN CAN YOU ENROLL?
You can sign up for Benefits at any of the following times:
• As a new hire, at your initial eligibility date. You must enter your election via Paylocity no later than 60 days from your date of hire.
• During the annual open enrollment period in 2019
• Within 30 days of a qualified family-status change.
If you do not enroll at one of the above times, you may enroll during the next annual open enrollment period.
MAKING CHANGES
Generally, you can only change your benefit elections during the annual benefits enrollment period. However, you may be able to change your benefit elections during the plan year if you have a change in status including:
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• Change in your work status that affects your benefits
Your marriage
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• Change in residence that affects your eligibility for coverage
Your divorce
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• Change in your child’s eligibility for benefits
Birth or adoption of an eligible child
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• Receiving QualifiedMedical Child Support Order (QMCSO)
Death of your spouse or covered child
• Change in your spouse’s work status that affects your benefits
You must submit documentation as proof of life event to Benefits@mckibbon.comwithin 30 days. The IRS allows changes to be made within 60 days for those eligible for Medicaid or CHIP under HIPAA Special Enrollment Rights. If you fail to do so you will be required to wait until the next annual enrollment period to make benefit changes unless you hav e another family status change.
WHEN DOES COVERAGE END?
Coverage will stop on the last day of the month of your last day employed by McKibbon.
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