Hey, friends! It’s Michael again. Attention to detail means everything in a case and nowhere is this truism more apparent than when a client has been involved in more than a single accident that resulted in injury. Fortunately, it is relatively rare for people to be seriously injured in two or more accidents within a short time frame, but it does happen. When an injured client presents us with such circumstances, it reinforces for our team of legal professionals the critical importance of focusing on details. In our drive to win the best possible outcome for our clients by building the most compelling case, we investigate every piece of relevant evidence, so absolutely nothing is missed. As we analyze the evidence in a case, we are aware that nothing should be taken at face value and that everything should be questioned. Even expert testimony must be reviewed with a critical eye that is always searching for errors and inconsistencies. An example of this would be when a doctor erroneously attributes the cause of an injury to the wrong accident. Recently, we had a case where that was exactly what happened. One of our clients was seriously injured in a motor vehicle accident caused by a truck owned by a municipality. The doctor said that she’d need surgery for the tears in her shoulder caused by this accident. Unfortunately, not too long after this first accident, she was seriously injured in a second accident and then, after an MRI, the doctor said she needed surgery on her neck. I immersed myself in the medical records generated after both the first and second accidents and discovered that the doctor mistakenly concluded that the neck injury was a result of the second accident and not the first. In my review of all the medical records, I found ample documentation indicating that our client had complained of injury and pain to her neck after the first accident. In fact, the MRI reports from the first accident revealed the same injuries to the neck that were reported in the second accident’s MRI reports. Now, in addition to a claim for a shoulder injury that required surgical repair, our client had a clear claim for injuries to her neck that would also require surgery. This increased the dollar value of her claim against the negligent municipality tremendously. As a result, we were able to conclude her case for a very significant sum. Although the misfortune of having two serious accidents within a short time frame was devastating for our client, she was able to find comfort in knowing that the reckless driver who caused her injuries would be held accountable and peace of mind in knowing that her financial recovery would allow her to rebuild her life without worries of financial ruin. I am grateful that our attention to detail made such a positive difference in our client’s life. The opportunity to help our injured clients in this way is a huge part of why I am excited to come to work every day. WHY OUR DETAIL-ORIENTED INVESTIGATIONS ARE SO IMPORTANT The Devil Is in the Doctor’s Report?
When to Use Each Card Credit or Debit?
When it comes to purchasing items, you have a choice about whether you should use your debit or credit card. Although these rectangular pieces of plastic look the same, they are very different. With credit cards, you’re borrowing money, whereas a debit card takes money directly from your account. That being said, is there a better time to use credit than debit? Here are a few instances to help you determine when to use which card.
Debit Card
• If you need to access cash quickly, it’s best to use your debit card. If you use an in-network ATM, you can withdraw cash without a transaction fee. But if you use an out-of-network ATM, your bank and the ATM provider will charge a fee. Although you can use your credit card to withdraw money, the fees are usually even higher. • Debit cards can help you avoid merchant fees from businesses. Some online retailers, restaurants, and small businesses have a surcharge when you use your credit card, but debit cards are excluded from these fees. • If you make an international purchase, you may want to use your debit card if your credit card company charges foreign transaction fees.
Credit Card
• Your credit card is preferred for safer online shopping to prevent your debit card information from being on the internet. However, check your browser and shopping apps to make sure your credit card is the preferred payment method. • If you have any subscription services or bills, your credit card works great for recurring payments. Your fees will be paid automatically, and these regular on-time payments will help raise your credit score.
• If an emergency occurs, put it on your credit card. This will give you some time to pay off the expense if you need it.
Which card you use is a personal preference. Use whichever method you’re comfortable with and that makes sense for you. Always check your balances and fees to ensure everything is in order and cost- effective. If you see suspicious activity on your account, contact your bank for assistance.
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