MMON CAR INJURIES
Usually, we know who was involved in a car crash. Therefore, we can determine who was at fault and pursue their insurance company for the damages they’ve caused. But sometimes, the person who caused the accident was driving without insurance. Even worse, they might flee the scene, preventing anyone from knowing who they were. In these cases, what happens to the victim? The law requires all drivers to have insurance, and hit-and-runs are, of course, illegal. But as we know, not everyone follows the law; if they did, there would be a lot fewer car accidents in general. Unfortunately, an estimated 14% of drivers in Texas do not have car insurance — that’s over 2 million people. Luckily, you follow the rules, so you almost certainly have uninsured/ underinsured motorist insurance (UM/UIM). Every insurance policy has UM/UIM unless the policyholder rejects it in writing. As personal injury attorneys, we urge you never to decline your UM/UIM — not a month goes by when we don’t meet a client who needs it. Uninsured motorist insurance covers you if you’re in an accident with an uninsured driver. Hit-and-run accidents are also covered since the other driver’s insurance status is unknown. Under state law, the minimum policy must cover $30,000 per person in personal injury, WHO IS HELD RESPONSIBLE? Dealing With Hit-and-Runs and Uninsured Motorists
injuries we see are in the lower or mid-back, and the conditions can result in chronic pain, surgery, or even permanent disability.
Head Injury A car accident exerts an extreme amount of energy on a person’s body, and it can actually cause the brain to move inside their skull. Sometimes, only a concussion occurs. But in other cases, the brain cells are permanently damaged. Traumatic brain injuries often cause impairment of a person’s cognitive abilities or prevent them from physically functioning as they have in the past. Frequently, the sufferer experiences a dramatically reduced quality of life. Though these are probably the three most common injuries we see, they are far from the only ones. We also meet clients with broken bones or rib cages, shoulder or knee injuries, severe lacerations and puncture wounds, and even paralysis. Whatever injuries you’ve suffered, a good personal injury attorney will help you receive the treatment you need and hold the responsible parties accountable. At Harmonson Law Firm, we can’t undo the past, but we can help our clients prepare themselves for the best possible future.
HTS
Vegan Red Velvet Cake Inspired by LovingItVegan.com Share this luscious red velvet cake with your sweetheart this Valentine’s Day!
up to $60,000 per incident, and $25,000 in property damage. It may not be the amount you deserve, but it’s a lot better than nothing. You can also purchase increased protection. Meanwhile, underinsured motorist insurance covers you if the at-fault driver does not have enough liability insurance to cover all the damages caused during the accident. If your damages exceed their insurance policy limits, UIM kicks in to help make up the difference. If UM/UIM is denied or does not cover all of your expenses, you may have additional recourse through your Personal Injury Protection (PIP) or MedPay coverage. If you’re in an accident with an uninsured or underinsured motorist, or if you’re the victim of a hit-and-run, you need an attorney who is familiar with the law and knows how to get you every dollar owed. Call us today for a free consultation, and we’ll be glad to review your options.
INGREDIENTS
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2 cups flour
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1 cup soy milk
1 cup white granulated sugar
2 tsp vanilla extract 1/2 cup canola oil
1 tsp baking soda
1/2 tsp salt
1 tbsp distilled white vinegar
1 tbsp unsweetened cocoa powder
1 tsp red food coloring (gel works best)
1 tbsp lemon juice
Frosting of choice
DIRECTIONS
1. Preheat the oven to 350 F and grease baking pans of choice. Line bottoms with parchment paper. (Two 8-inch round pans work best.) 2. In a large bowl, sift flour and mix in sugar, baking soda, salt, and cocoa powder. 3. In a small bowl, combine lemon juice and soy milk. Leave the mixture to sit for about a minute so it can curdle into buttermilk. 4. Add milk mixture, vanilla, oil, vinegar, and food coloring to the flour mixture, stirring well to break up large clumps. 5. Pour batter into pans and bake for 20 minutes. 6. Cool cakes completely before frosting with icing of choice.
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