Basic Life and AD&D Insurance Coverage
Horizons Diagnostics, LLC provides all Full Time employees with Basic Life and Accidental Death & Dismemberment at no cost to employees.
Insurance Carrier: Basic Life w/ AD&D Eligibility Requirement
Unum Basic Life w/AD&D Insurance
Class 1 - Physicians
Class 2 - All Other Eligible Employees
Life Insurance Benefit
$500k
2x Annual Earnings up to $250k
Guarantee Issue
Yes
Yes
Accidental Death & Dismemberment Benefit (AD&D)
Same as Basic Life Amount
Same as Basic Life Amount
Voluntary Term Life Insurance Coverage
As a supplemental benefit, Horizons Diagnostics, LLC allows eligible employees to purchase additional life insurance coverage for yourself and your dependents. This coverage is paid for by you and is offered through Unum. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.
Insurance Carrier:
Unum Voluntary Life w/AD&D Insurance
Voluntary Life w/ AD&D Eligibility Requirement Employee Benefit Amounts Employee
All Full Time Employees
5x Annual Earnings up to $500k in increments of $10k
Spouse
100% of Employee Amount up to $500k in increments of $5k
Child(ren)
Flat $10k
Guarantee Issue Employee
$150k
Dependent Child(ren)
$25k $10k
18 HORIZONS DIAGNOSTICS LLC 2024 BENEFITS GUIDE
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