Disability Coverage
The goal of Horizons Diagnostic’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits. Both Short-Term and Long-Term Disability Coverage is offered through Unum.
Insurance Carrier:
Unum Short-Term Disability Insurance
Plan Type:
Voluntary
Eligibility Requirement Benefit Percentage Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit
All Full Time Employees
60%
14 Days 14 Days $1,500
Benefit Duration
11 Weeks
Pre-Existing Condition
3 / 12
Insurance Carrier:
Unum Long-Term Disability Insurance
Plan Type:
Employer Paid
Eligibility Requirement
Class 1 - Physicians
Class 2 - All Other Eligible Employees
Waiting Period
90 Days
90 Days
Benefit Percentage
60%
60%
Maximum Monthly Benefit
$15,000
$5,000
Benefit Duration
Greater of ADEA SSNRA
Greater of ADEA SSNRA
Own Occupation Definition
Extended Own Procedures
2 Years
19 HORIZONS DIAGNOSTICS LLC 2024 BENEFITS GUIDE
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