The Law Offices of Marc L. Shapiro, P.A. - August 2024

WHAT FLORIDA’S MOTORISTS NEED TO KNOW THE 14-DAY RULE

Many rules apply to Florida’s motorists — some you are likely familiar with — and others you should

than the minimum required amount of PIP insurance, as their damages may be significantly higher than that amount. The 14-Day Rule Being a no-fault state means medical expenses arising from injuries are treated differently in Florida than in many other states. According to Florida Statute 627 § 736, those involved in a motor vehicle accident have 14 days to seek medical attention after an accident, and PIP can cover 80% of accident-related medical expenses. If you fail to receive medical treatment within the mandated time frame, you may be unable to receive compensation that otherwise would be owed to you through your PIP insurance coverage. This is why we implore you, if you are in a car accident — even if you don’t believe you have suffered any significant injuries — to seek medical treatment within two weeks of that collision. You never know what difficulties may arise in the weeks, months, and years ahead.

be familiar with, which set us apart from many other states. One of these is crucial for anyone involved in a car accident in our state: the so-called “14-day rule.”With that in mind, here are a couple of rules Florida’s drivers need to know. No-Fault State Florida is a no-fault automobile insurance state, meaning motorists must have

Personal Injury Protection (PIP) insurance to pay accident-related damages, regardless of who is at fault in that accident. Florida’s Department of Highway Safety and Motor Vehicles requires drivers to have a minimum of $10,000 in PIP

and $10,000 in Property Damage Liability, or PDL, insurance, which covers vehicle and property repairs in the event they are considered at fault. As a rule, we recommend our clients purchase more

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Not Your Average Chocolate Cake

Ingredients

• • • • •

2 cups all-purpose flour

• • • •

2 cups granulated sugar

1 tsp baking soda

3 large eggs

1/2 tsp salt

2 tsp vanilla extract 1 1/2 cups buttermilk

2/3 cup unsweetened cocoa powder

3/4 cup butter, softened

Directions

1. Preheat oven to 350 F and grease and flour two 9-inch round cake pans. 2. In a medium bowl, combine flour, baking soda, salt, and cocoa powder. Set aside. 3. In a large bowl, beat butter and sugar until light and fluffy. 4. Add eggs, one at a time, beating until blended; then add vanilla extract. 5. Gradually add dry ingredients to wet ingredients, alternating with buttermilk, beginning and ending with dry ingredients; mix until blended. 6. Divide batter evenly between prepared pans. 7. Bake for 25–30 minutes or until a toothpick inserted into the center comes out clean. 8. Cool in pans, then invert onto a plate. If desired, frost and stack the cakes for a double layer!

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