COLLEAGUE ASSISTANCE INFORMATION

EMPLOYMENT INSURANCE SICKNESS BENEFITS Level 3 -5: The Hotel clinic situated at the hotel premises would be the first point of reference. Once referred by the hotel clinic, further referrals would be only from Apollo hospital (or any other provider agreed by NLIC).

In-patient only covers trainees and the insurance coverage is 100% inside the network in Oman.

Annual Insurance limit: -

Level 1 - 2: OMR 10000 Level 3 – 5: OMR 3000

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HOUSING SUBSIDIES AND ASSISTANCE

To support people and prevent the spread of COVID-19, the Government is introducing a new temporary rental supplement among other actions. • For Colleagues Living out: Locals and expats who are unable to pay their rent due to the economic impact of the novel coronavirus may be exempt from paying rent for their homes and shops, if the measures suggested by the Oman Chamber of Commerce and Industry (OCCI) are approved. • Oman Chamber of Commerce and Industry has called on banks to postpone loan instalments on companies and private sector workers without accumulating interest.

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FOR THOSE WHO OWN THEIR HOMES AND HAVE MORTGAGES

When unforeseen financial circumstances impact your ability to make regular mortgage payments, it’s important for you to take quick action. With early intervention, cooperation, and a well executed plan, you can work together with your mortgage professional to find a solution to your financial difficulties. If you find yourself facing financial difficulties, as a result of temporary layoff, job loss, family income reduction, or for other reasons, it can be an overwhelming experience leaving you feeling uncomfortable and unsure of what to do. By following these three simple steps, you can make a big difference in resolving your financial difficulties. TALK TO YOUR MORTGAGE ADVISOR To increase the chance of successfully managing your financial situation through early intervention, call your professional mortgage advisor at the first sign of financial difficulty. Ask your mortgage advisor about information on the options available for managing your financial situation and keep your mortgage advisor informed as circumstances evolve. CLARIFY THE FINANCIAL PICTURE In order to help your mortgage professional fully understand your financial situation, before meeting with them, prepare a detailed list of financial obligations including any credit cards, loans, household bills with the amounts owing and their due dates. Be sure to include information about your current income, savings accounts, investments, and any other assets. STAY INFORMED The more information you have on managing your finances, the easier it will be to make the right decisions.

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