Patriot Wealth - July 2024

With summer classes rising, adult education is becoming increasingly popular among retirees seeking new life chapters. Summer classes are more flexible for individuals seeking to further their education, leading more universities to expand their offerings for retirees. Some retirees pursue new degrees, while others explore hobbies like cooking or photography; some even take courses to try out new careers. However, returning to school in retirement is challenging, so here are three key things to consider before enrolling. PRICING First, consider how you will pay for your schooling. Higher education can be expensive, and you might not have planned for this when saving for retirement. Ask yourself if you need to work longer or find a part-time job or whether you can afford the expense without affecting your lifestyle. LIFESTYLE Consider whether your lifestyle can handle going back to school. Classes require time for homework and practice, which might mean cutting back on leisure activities or fitting homework into family visits. Decide if you can make this commitment work with your current routine and lifestyle, as this demanding schedule is only for some. PURPOSE Finally, you must understand your reasons for going back to school. Whether you want to start a business or learn a new skill like playing the piano, knowing your goals will help you choose suitable classes and avoid wasting money. Education is for more than just the young; brushing up on your schooling is commendable at any age. Returning to school can help you gain knowledge, discover new interests, and enjoy your retirement even more. If you need help figuring out how your finances can support your educational goals, connect with our team at Patriot Wealth today. We can guide you through this experimental time of growth. Exploring Education Opportunities for Retirees AGE IS JUST A NUMBER

TAKE A BREAK

Strawberry Shortcake

INGREDIENTS

• 2 cups all-purpose flour • 2 tsp baking powder • 1/2 tsp salt • 1/2 cup butter, softened • 1/2 cup granulated sugar

• 1 large egg • 2/3 cup milk • 1/2 cup heavy cream • 2 tbsp granulated sugar • 2 cups sliced fresh strawberries

DIRECTIONS

1. Preheat oven to 375 F. Grease an 8-inch round cake pan. 2. In a medium bowl, combine flour, baking powder, and salt. 3. In a large bowl, beat butter and sugar until light and fluffy. Add egg and mix until blended. 4. Gradually add dry ingredients to wet ingredients, alternating with milk, beginning and ending with dry ingredients; mix until blended. 5. Pour batter into prepared pan. Bake for 25–30 minutes or until a toothpick inserted in the center comes out clean. Cool in pan before serving. 6. Whip cream and sugar together until stiff peaks form. 7. Arrange strawberries on top of cake and spread whipped cream over top before serving.

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