Outdoor Events - 2023 Benefits Guide

BENEFITS GUIDE 2023 PLAN YEAR

TABLE OF CONTENTS

I ntroduction . . . . . . . . . . . . . . . . . . . . . . Employee Navigator . . . . . . . . . . . . . . . Medical . . . . . . . . . . . . . . . . . . . . . . . . . . HSA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dental . . . . . . . . . . . . . . . . . . . . . . . . . . . Vision . . . . . . . . . . . . . . . . . . . . . . . . . . . Basic Life AD&D. . . . . . . . . . . . . . . . . . . Disability . . . . . . . . . . . . . . . . . . . . . . . . . Unum Products. . . . . . . . . . . . . . . . . . . . Member Claims Advocate . . . . . . . . . . Medical Terms Glossary . . . . . . . . . . . . FAQ . . . . . . . . . . . . . . . . . . . . . . . . . . . . Legal Notices . . . . . . . . . . . . . . . . . . . . Medicare Part D. . . . . . . . . . . . . . . . . . COBRA. . . . . . . . . . . . . . . . . . . . . . . . . . Exchange Notices. . . . . . . . . . . . . . . . . Contact Information. . . . . . . . . . . . . . .

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Outdoor Events is proud to offer you a comprehensive benefits package for the 2023 - 2024 plan year. Keep in mind that new enrollment and changes will become effective April 1 st , 2023.

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OUTDOOR EVENTS 2023 BENEFITS GUIDE

About Deductions

In preparation of your enrollment, please have the following information readily available for you and your dependent(s): • Date(s) of birth • Social Security Number(s): Mandatory • Full name, relationship, and Social Security Number(s) for Life Beneficiary(ies). (Beneficiaries must be at least 18 years old or you will be required to name a guardian for him/her.) Information Needed for Enrollment Premiums for medical, dental and vision plans are all deducted on a pre-tax basis because they are covered under Section 125 of the Internal Revenue Code. Once you elect benefits you will not be approved to make changes to your election or drop coverage until the next Open Enrollment period, unless you have a qualifying event. Voluntary life, long-term disability and short-term disability insurance premiums are deducted on a post-tax basis and may be changed outside of the Open Enrollment period.

Eligibility Information

Qualifying Life Events

As an Outdoor Events employee you may be eligible for enrollment in a variety of insurance products. Full-time employees may participate in the benefits package after 60 days and 1st of the following month. You may enroll your eligible dependents for coverage once you are eligible. Your eligible dependents include:

Qualifying events are events that cause an individual to lose his or her group health coverage. The type of qualifying event determines who the qualified beneficiaries are for that event and the period of time that a plan must offer continuation of coverage.

Qualifying events include:

• Marriage • Divorce or legal separation • Birth or adoption of a child • Death of spouse or dependent child • Change in employment status • Loss of other coverage • Entitlement to Medicare or Medicaid • Child turning 26 years old

• Your legal spouse • Your children up to age 26 (as identified in the plan document)

*Once your elections are effective, they will remain in effect through the plan year.

You must notify Human Resources within 30 days of the qualifying life event. Depending on the type of event, you may be asked to provide proof of the event. If you do not contact Human Resources within 30 days of the qualifying event, you will have to wait until the next annual enrollment period to make changes.

OUTDOOR EVENTS 2023 BENEFITS GUIDE

How to Enroll

Step 1: Creating your Employee Navigator Account

Welcome Email:

• You will receive a Welcome email from Employee Navigator • Click on the “Registration Link” in the email • Create an account with username and password of your choice

• Go to https://www.employeenavigator.com/benefits/Account/Register • Enter [First Name], then [Last Name] • Enter your Company Identifier [outdoor2022] • PIN: Last four of your SSN • Enter your birthdate: MM/DD/YYY • Click “Next” to continue • When prompted, your username will be as follows: [First Name].[Last Name] Option 2:

Step 2: Complete HR Tasks

• Once your account is set up, you will be taken to your employee homepage.

• On the homepage, click the “Complete HR Tasks” to begin your new hire tasks first.

• The first few tasks require you to put in demographic information and e-sign for online acknowledgment.

T I P If you hit “Dismiss, complete later” you’ll be taken to your Home Page. You’ll still be able to start enrollments again by clicking “Start Enrollments”

Step 3: Benefit Elections

• To enroll dependents in a benefit, click the checkbox next to the dependent’s name under “Who am I enrolling?” If you do not click on their name(s), they will not get the insurance. • Below your dependents you can view your available plans and the cost per pay period. To elect a benefit, click Select Plan underneath the plan cost.

OUTDOOR EVENTS 2023 BENEFITS GUIDE

Step 4: Forms

• If you have elected benefits that require a beneficiary designation, Primary Care Physician or completion of an Evidence of Insurability form, you will be prompted or required to complete.

Step 5: Review & Confirm Elections

• Review the benefits you selected on the enrollment summary page to make sure they are correct then click “Sign & Agree” to complete your enrollment. Print a summary of your elections for your records.

T I P If you miss a step you’ll see Enrollment Not Complete in the progress bar with the incomplete steps highlighted. Click on any incomplete steps in the drop down bar to complete them. ALL STEPS MUST BE COMPLETED! Step 6: HR Tasks (if applicable)

• To complete any required HR tasks, click “Start Tasks”. If your HR department has not assigned any tasks, you’re finished!

OUTDOOR EVENTS 2023 BENEFITS GUIDE

Medical and Pharmacy Coverage

Outdoor Events offers the following plans through

Aetna and offers “in and out-of-network” benefits.

Insurance Carrier:

Aetna Medical Insurance

Medical Plan:

$3,000 / 100% Copay Plan $5,000 / 100% Copay Plan

$6,250 / 100% HDHP

In-Network: Office Visit Copay - Primary Care Teladoc Virtual Care - Primary Care Consultation Copay

$35

Deductible; then 100% Coinsurance

Office Visit Copay - Specialist Care

$75

Deductible; then 100% Coinsurance

Urgent Care Copay

$75

Deductible; then 100% Coinsurance

$500 Copay after Deductible; then 100% Coinsurance

Emergency Room Copay

$500 (Copay waived if admitted)

Preventative Visit Copay

Diagnostic Testing (X-Ray / Blood Work)

Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance

Deductible; then 100% Coinsurance

Advanced Imaging

Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance

Deductible; then 100% Coinsurance

Coinsurance

100%

Employee Deductible

$3,000

$5,000

$6,250

Family Deductible

$6,000

$10,000

$12,500

Employee Out-of-Pocket Max

$6,000 (includes deductible)

$7,150 (includes deductible)

$6,900 (includes deductible)

Family Out-of-Pocket Max

$12,000 (includes deductible)

$14,300 (includes deductible)

$13,800 (includes deductible)

Inpatient Hospital

Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance

Deductible; then 100% Coinsurance

Outpatient Hospital or Facility

Deductible; then 100% Coinsurance Deductible; then 100% Coinsurance

Deductible; then 100% Coinsurance

Out-of-Network: Coinsurance

50%

Employee Deductible

$6,000

$10,000

Family Deductible

$18,000

$30,000

Employee Out-of-Pocket Max

$16,000

$25,000

$20,000

Family Out-of-Pocket Max

$48,000

$75,000

$60,000

Prescription Drugs: ( 30 Day Supply) Tier 1A/1 - Generic

$3 T1A / $10 T1

$3 T1A / $15 T1 Copay after Deductible

Tier 2 - Preferred

$45

$50

$50 Copay after Deductible

Tier 3 - Non-Preferred

$75

$80

$100 Copay after Deductible

Tier 4 - Specialty

20% up to $250 / 40% up to $500

20% up to $250 / 40% up to $500 after Deductible

Employee Bi-Weekly Deduction Employee Only

$81.73 $401.25 $361.31 $654.22

$73.72 $359.42 $323.71 $585.60

$59.93 $287.34 $258.91 $467.38

Employee + Spouse Employee + Child(ren)

Family

OUTDOOR EVENTS 2023 BENEFITS GUIDE

Health Savings Account (HSA)

Your eligibility

Qualified Health Care Expenses

In order to open and fund an HSA, you must meet the following

Each time you have a medical, dental or vision expense you decide if you want to pay with money from your HSA. “Qualified Medical Expenses” are determined by the US Treasury, 213(d) expenses, and detailed in IRS Publication 502. Some examples include but are not limited to:

requirements: • You are enrolled in Outdoor Events High Deductible Plan (HDHP) • Are not covered under another medical plan such as Medicare, Tricare or a spouse’s medical plan (not an HDHP) which provides similar coverage; and • Cannot be claimed as a dependent on another person’s insurance policy or tax return.

•

Expenses that apply toward your deductible

• • •

Prescription expenses Contact lens fitting

2023 IRS Calendar Year Contribution Limit

Orthodontia • Acupuncture • Artificial teeth • Eye glasses

If you cover just yourself on the plan:

$3,850 $7,750 $1,000

If you cover yourself and a spouse or dependents:

Whose Medical Expenses Can You Use Your HSA Funds on?

Age 55+ Catch-Up:

Generally your:

• Legally married spouse. Domestic partners are not covered under the tax code. • Permanently and totally disabled dependent of any age. •

When You Can Begin Contributing

You may begin funding your HSA when your medical HDHP benefits begin.

You are able to contribute as little or as much (up to the IRS limit) as you wish out of each paycheck and this election may be changed at any time throughout the year.

Dependent under the age of 19 at the end of calendar year or a full-time student under the age of 24 at the end of the calendar year who also: Lived with you more than 1/2 the calendar year, and Didn’t provide over 1/2 his/her own support in the calendar year, and Didn’t file a joint tax return, other than to claim a refund

When You Cannot Contribute

If you terminate HDHP medical plan coverage (or employment) with Outdoor Events you may no longer contribute to your HSA through Outdoor Events payroll deduction. You own the HSA so your balance can be carried over year after year and the funds you contributed always belong to you.

•

Benefits of an HSA

•

Qualifying relative. See IRS Publication 502 for more information.

Tax Savings! An HSA provides triple tax savings: (1) tax deductions when you contribute to your account (2) tax-free investment earnings (3) tax-free withdrawals for qualified medical expenses

OUTDOOR EVENTS 2023 BENEFITS GUIDE

iSolved Claims

File a Claim with iFlex Mobile App

Install the isolved Benefit Services iFlex App on your iPhone or Android, if you have not done so yet.

Once you have the iFlex App on your device, you will be required to enter your username and password. The username and password will be the same as the one you created to log into your account at www.isolvedbenefitservices.com.

You will need to create a four-digit passcode that will be used each time you access the App from your iPhone or Android.

You will then be taken to the Home page on the App where you can file a claim, view expenses or a quick view of your accounts. You can view all the balances available for your accounts from here as well.

How to File a Claim with the iFlex Mobile App To file a claim with the mobile app, click on File a Claim from the Home Page. The next page is the claim form where you enter the following information (fields may vary depending on the account in which you are filing a claim): Date of Service, Amount, Provider, and Category & Type. You can also upload a receipt from your device by taking a photo of your receipt during the file-a-claim process.

Once you have filled out the form and uploaded your receipt, click on Submit . You have completed the file-a-

claim process and will receive a check or direct deposit based upon the information provided, receipt data and your company’s reimbursement schedule.

Remember, the iFlex App connects you with your details • Quickly check available balances 24/7 • Access account details

• View charts summarizing account(s) • Click to call or email CustomerService

File a Claim with iFlex Mobile App

The iFlex App provides you additional time-saving options (if supported or applicable to youraccount[s]) • View claims requiring receipts • Submit claims • Take a picture of a receipt to submit for a claim • View HSA transaction details

15 E. Washington St. • PO Box 889 • Coldwater, MI 49036-0889 • 800-300-3838 • E-mail:fsa@isolvedhcm.com Copyright © 2020 isolved Benefit Services. All rights reserved. • Using Expense Tracker, enter medical expense information and supporting documentation to store for later use in paying claims via the isolved Benefit Services website • Report a lost or stolen debitcard

No sensitive account information is ever stored on your mobile device. Secure encryption is used to protect all transmissions

OUTDOOR EVENTS 2023 BENEFITS GUIDE

iSolved Login

How to Login

isolved Benefit Services provides all Flexible Spending Account (FSA) and Health Reimbursement Arrangement (HRA) participants with an online portal that provides anytime access to view and manage account information. To access the website and view account information, follow these step-by-step instructions to login the first time. 1: Navigate to the isolved Benefit Services login page.

For security purposes, it is important for you to login to setup your Username and Password. isolved Benefit Services provides you with a 120-day timeframe to access your account to assist with the security of your account. If you access your account after the 120-day timeframe, you will need to contact isolved Benefit Services to receive a temporary password. 2: Enter your Username and Password using lower case first initial, last name and last four digits of your Social Security Number as both Username and Password (e.g. jsmith1234).

3: You will be prompted to answer security questions when you login and change your username and password. (You will only be asked these questions upon logging in to the website the first time.) Answers to security questions are case sensitive.

4: Set up your Username and new Password . (Note: Your username may contain alphanumeric characters and any of the following special characters: period (.), at sign (@), underscore (_) and dash (-). Your password must have a minimum of six characters, not be one of your last three passwords, contain at least one upper and lowercase letters, contain at least one number and at least one special symbol (-+=!@#$%^&*_).

How to Login

A few reminders: strong passwords are very important part of your account remaining secure; use a different password for each of your online accounts; do not use people’s names or special dates as passwords; mis it up with upper- and lower-case letters, numbers and special symbols. The Participant Online Portal enables you to: • File a claim online • Upload receipts • View up-to-minute account balances • View account activity, claim history and payment (reimbursement) history

• Update personal profile information • Change login ID and/or password • Download plan information, forms and notifications

All ideas and information contained within these documents are the intellectual property rights of isolved Benefit Services. These documents are not for general distribution and are meant for use only by isolved Benefit Services participants. Unauthorized distribution of these documents, in any form or means including electronic, mechanical, photocopying or otherwise is prohibited. 15 E. Washington St. • PO Box 889 • Coldwater, MI 49036-0889 • 800-300-3838 • E-mail:fsa@isolvedhcm.com Copyright © 2020 isolved Benefit Services. All rights reserved. Remember, you can go mobile by using your smart phone to access: • FSA account balances • Submit claims for reimbursement • Send receipts using a mobile device’s camera • Configure alerts via text message

OUTDOOR EVENTS 2023 BENEFITS GUIDE

Easily check information now using an iPhone, iPod Touch, iPad or Android-powered device.

Aetna MinuteClinic

Now offering access to MinuteClinic ® at no cost * to the member

Give your employees the care they need, when and where they need it.

10 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna MinuteClinic

Bringing quality care close to home The time for a solution that gives people more options to take control of their health and get the care they need — on their terms — is now.

Lower costs

Improve health

Boost satisfaction

High-quality care that’s convenient and reliable MinuteClinic ® makes it easy for your employees to get the care they need, when and where they need it. And now your employees can get access to all covered MinuteClinic services at no cost to them — not just preventive care. *

MinuteClinic is a walk-in clinic inside select CVS Pharmacy ® and Target stores and is the largest provider of retail health care in the United States — with over 1,100 locations in 33 states and the District of Columbia.

Open every day, including evenings. MinuteClinic offers both walk-in and scheduled appointment options.

MinuteClinic health care providers treat a variety of illnesses, injuries and conditions. They can also write prescriptions, when medically appropriate.

Contact your Aetna representative today to learn more.

OUTDOOR EVENTS 2023 BENEFITS GUIDE Aetna and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are both within the CVS Health family. Aetna is not responsible or liable in any manner for services received at CVS MinuteClinic locations. For more information about Aetna plans, *Visit minuteclinic.com for age and service restrictions. This is for informational purposes only and is intended to be used only in connection with self-funded plans. It is not medical advice and is not intended to be a substitute for proper medical care provided by a physician. Information is believed to be accurate as of the production date; however, it is subject to change. Includes access to all covered services at MinuteClinic. Eligible members enrolled in high-deductible plans must meet their deductible. However, such services would be subject to negotiated contract rates. Once the deductible has been met, members will be able to access MinuteClinic services at no cost-share. Members in Aetna Whole Health ACO, APCN Plus, HMO and indemnity plans are not eligible for this benefit. Such members should refer to their benefit plan documents in order to determine coverage and applicable cost- share for walk-in clinic benefits and services, as applicable.

91.03.206.1

Aetna Member Access

A new way of looking at health care

aetna.com

95.03.124.1 (3/19)

12 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Member Access

Welcome to a simpler and easier way for members to manage their health plans

Members can set up an account today and manage benefits and more.

Search for care, doctors, procedures

Robert

Documents & Forms

Buscar proveedores

Home

Manage

Pharmacy

Stay Healthy

Family

Active plans

Quick tasks

Active

View Member ID cards

Medical Robert, Jack & 1 other

View coverage

Medical Christopher, Jack

Find a nearby urgent care

Assign a primary care physician

View coverage

Find a nearby ER

Dental All family members

View coverage

Spending to date Spending summary

Medical - in network

Vision Robert

View coverage

Deductible - $5,000

Other coverage All family members

View coverage

$3,000.00

$2,000.00

Spent

Remaining

Account balances

Out-of-pocket max - $10,000

Flex Spending Account

$2,091.84

Spent $3,000.00

Remaining $7,000.00

Health Savings Account

$11,302.98

What are deductibles, maximums and coinsurance? Right now your family pays 100% for all in-network medical services.

Spent $3,000.00

Remaining $7,000.00

Most recent Claims What are deductibles, maximums and coinsurance? Right now your family pays 100% for all in-network medical services.

Brookhaven Memorial Hospital Medical Center Inc, Patchogue

Unpaid $853.23

Dec 5

Robert

Unpaid $853.23

South Bedford Dental

Dec 4

Christopher

Dec 1 AT HOME Visit our member website at aetna.com . Robert South Bedford Dental Unpaid $853.23 Dec 2 Jack Comfort Dental Unpaid $853.23 Dec 3 Robert Wynkoop Imaging Center

ON THE GO Get the Aetna Health SM app by texting “ AETNA ” to 90156 for a link to download the app (message and data rates apply).*

Unpaid $853.23

View all claims

Privacy Center

Plan Disclosures

Nondiscrimination Notice

Accessibility Services

Translation Assistance

Find and compare services • Search for facilities, procedures or medications • Find in-network providers accepting new patients • Estimate and compare costs

Manage benefits • Access your medical ID card whenever you need it • Track spending and progress toward deductibles • View and pay your claims

*Terms and Conditions: bit.ly/2nlJFYG. Privacy Policy: aetna.com/legal-notices/privacy.html. Aetna is the brand name used for products and services provided by one or more of the Aetna group of subsidiary companies, including Aetna Life Insurance Company and its affiliates (Aetna).

aetna.com

13 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Access To Care

Aim high: Raise the bar on your health care

Aetna® health plans can help you raise the bar on your health and wellness goals. Get big opportunities for savings and support that fit your schedule, with programs that are part of your health plan. You can access easy-to-use in-person and online tools and resources. It’s what you need to stay happy, healthy and productive — in all parts of your life. You can access these programs and certain in-network services at low or no cost* under your medical and pharmacy plans.

Start today. Log in to your member website through Aet.Na/Health-Login. There, you can manage your benefits, connect with care, and view and pay claims.

*If the member is enrolled in a qualified high-deductible health plan, they can receive preventive services at no cost. To receive no-cost care on all covered non-preventive services, the member will first need to meet their deductible. Indemnity plans will apply the plan’s deductible and coinsurance for most services. Refer to plan documents for cost-sharing and additional plan details.

Aetna.com 1126755-01-01 (7/22)

14 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Access To Care

Access to care

MinuteClinic Your plan gives you access to covered MinuteClinic® services at no cost to you.* MinuteClinic is a clinic inside many select CVS Pharmacy,® CVS HealthHUB and Target® locations.** They’re open every day, even evenings and weekends. And now you can get care quickly from the comfort of your own home with virtual care visits any day of the week. If you’re in a qualified high-deductible health plan, you can get preventive care at no extra cost. And you’ll get lower-cost care for other covered minor illness and injury care at MinuteClinic. To receive no-cost care on all covered services, you will first need to meet your deductible. Find a MinuteClinic near you at CVS.com/MinuteClinic . Or log in to your Aetna Health SM app by going to Aet.Na/Health-App to set up an appointment. For a list of other providers in the network, log in to Aet.Na/Health-Login and use our search tool. Teladoc® You can connect directly with a board-certified doctor by phone or video through Teladoc. This service is best for general medical, dermatology or mental health visits at no cost to you. To start:

•Call 1-855-TELADOC (835-2362) •Visit Aet.Na/AFA-Tdoc •Download the Aetna Health app at Aet.Na/Health-App

*Includes select MinuteClinic services. Not all MinuteClinic services are covered. Please consult benefit documents to confirm which services are included. Members enrolled in qualified high-deductible health plans must meet their deductible before receiving covered non-preventive MinuteClinic services at no cost-share. However, such services are covered at negotiated contract rates. This benefit is not available in all states and on indemnity plans. Visit MinuteClinic.com for age and service restrictions. This is for informational purposes only and is intended to be used only in connection with self-funded plans. It is not medical advice and is not intended to be a substitute for proper medical care provided by a physician. **For a complete list of other participating providers, log in to your member site at Aetna.com and use our provider search tool.

15 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Access To Care

Mental well-being

Employee Assistance Program (Aetna Resources For Living SM ) You and your eligible household members can get help with all aspects of life, from emotional well-being, (stress management, work/life balance, depression, anxiety) to help with daily life (e.g., stress, care for children, older adults and pets). There’s even legal and financial help. You can seek personal help 24/7 with the Resources For Living mobile app. We’re here for you, 24/7. Give us a call at 1-866-326-7172, TTY: 711 . Or check out Aet.Na/AFA-RFL (Username: SGEAP Password: EAP).

Behavioral Telehealth/Virtual providers and services In addition to in-person counseling, these services offer another way to get help. You can

also choose between multiple providers. Check out Aet.Na/AFA-BH to get started.

Managing health

Aetna One® Essentials Your health — both physical and mental — is everything. Whether you’re managing an acute issue or dealing with other complex health challenges, our nurses can help. If you’re identified for care management, a nurse can work with you to set up a care plan, help you understand your benefits and answer your health questions. You can start using these resources today. Go to Aet.Na/Health-Login to log in to your member website or call the number on your member ID card. Enhanced Maternity Program Going through a maternity journey is unique for each person. So whether you need support for family planning or postpartum care, we’ll be right there as a trusted, reliable resource. To learn more and sign up, call us at 1-800-272-3531 (TTY: 711) weekdays from 8 AM to 7 PM ET. Or log in to your member website at Aetna.com and look under “Stay Healthy.” Diabetic Meter Program Looking for an easier way to monitor your levels? Here you go: We offer no-cost* meters to eligible plan members. Regular blood glucose testing is vital to successful diabetes management. That’s why your prescription plan includes this helpful program. Call the number on your member ID card to learn more. Order your new meter today by going to Aet.Na/AFA-DMP and filling out the form.

*Blood glucose meters are funded by the manufacturer. Choice of meters is subject to change. Meters will be shipped to members within 7 to 10 days of order. Additional requirements or limitations may apply.

16 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Access To Care

Wellness and discount programs

Attain by Aetna® app Attain® * helps you follow your own path to better health. It combines your unique health history with your wearable activity device. The result: personalized goals, ** achievable actions and motivating rewards. Download on the App Store® or Google Play.™ Or text “ATTAINAPP” to 37046 for a link to download (message and data rates may apply). *** Explore more at Aet.Na/AFA-Attain. Peerfit Peerfit helps you stay active with monthly credits † you can redeem for group fitness classes. These include virtual classes at any gym or fitness center that participates in the Peerfit network. Fitness classes include yoga, barre, CrossFit, kickboxing and more. Get active on your own terms with Peerfit. Visit Aet.Na/AFA-Peerfit. Wellness tools You can access a health assessment and online health programs to help you meet your goals. You choose the goals to work on and your pace. You can also get helpful details about procedures, conditions and treatments. To start using these tools, log in to your member website on Aet.Na/Health-Login. Discount program The Aetna Discount Program helps you save on health products and services. You’ll get discounts on things like eyewear, hearing exams, healthy lifestyle services and natural health offerings. To start, log in to your member website on Aet.Na/Health-Login. **Goals and suggested health actions should not replace your doctor’s advice. If you have a medical condition that prevents you from meeting your goals, or if your doctor advises you not to take part in physical activity, there may be an opportunity for you to earn the same rewards by different means. Please contact 1-866-820-3731 (TTY: 711). ***Terms and Conditions: Aet.na/2IyZvfc Privacy Policy: Aet.na/2GqxsuN. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android are trademarks of Google LLC. † Employees are provided with 40 monthly credits that can be exchanged for classes from studios in the Peerfit network. Credits reset each month. The number of credits required per class varies based on studio and class type. DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts. Peerfit, Inc., is an independent provider of fitness and wellness technologies, empowering individuals to live healthy and active lifestyles by making wellness accessible and enjoyable through the power of choice and community-driven motivation. Aetna Resources For Living SM is the brand name used for products and services offered through the Aetna group of companies. The EAP is administered by Aetna Behavioral Health, LLC; and in California, for Knox-Keene plans, by Aetna Health of California, Inc. and Health and Human Resources Center, Inc. All EAP calls are confidential, except as required by law. This material is for informational purposes only. It contains only a partial, general description of programs and services and does not constitute a contract. EAP instructors, educators and network participating providers are independent contractors and are neither agents nor employees of Aetna. Aetna does not direct, manage, oversee or control the individual services provided by these persons and does not assume any responsibility or liability for the services they provide and, therefore, cannot guarantee any results or outcomes. The availability of any particular provider cannot be guaranteed and is subject to change. Information is believed to be accurate as of the production date; however, it is subject to change. For more information about Aetna plans, refer to Aetna.com. Aetna, CVS Pharmacy® and MinuteClinic, LLC (which either operates or provides certain management support services to MinuteClinic-branded walk-in clinics) are part of the CVS Health® family of companies. Aetna Funding Advantage℠ plans are self-funded, meaning the benefits coverage is provided by the employer. Aetna Life Insurance Company provides administrative services to the employer. Not all services are covered. See plan documents for a complete description of benefits, exclusions and limitations of coverage. Aetna.com ©2022 Aetna Inc. 1126755-01-01 (7/22) *The Attain by Aetna® app is available now on the App Store or Google Play store. You need to be at least 18. You need a compatible iPhone® or Android™ device, and a compatible wearable device.

17 OUTDOOR EVENTS 2023 BENEFITS GUIDE

Aetna Preventive Care

Keep your health in check

Preventive care coverage at no extra cost Get many checkups, screenings, vaccines, prenatal care services, contraceptives and more with no out-of-pocket costs.

Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).

Aetna.com 90.03.401.1 B (9/20)

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Aetna Preventive Care

You’re covered Preventive care services* are covered at no extra cost through your health benefits and insurance plan when you see a physician or provider in your plan’s network. We’ve got you covered with no cost share** Coverage includes routine screenings and checkups, as well as some counseling to prevent illness, disease and other health problems. Many of these services are covered as part of physical exams. You won’t have to pay out of pocket for these preventive visits when they are provided in network. They include:

Wellness exams for children

Regular checkups for adults

Routine gynecological exams for women

These services are generally not preventive if you get them as part of your visit to diagnose, monitor or treat an illness or injury. In these cases, copays, coinsurance and deductibles may apply. Aetna follows preventive recommendations as determined by the U.S. Preventive Services Task Force, Centers for Disease Control and Prevention and other advisory committees. Screenings, services and other covered preventive services can vary by age, gender and other factors. Be sure to talk with your doctor about which services are right for you.

*Employers with grandfathered plans may choose not to cover some of these preventive services or to include cost share (deductible, copay or coinsurance) for preventive care services. Certain religious employers and organizations

may choose not to cover contraceptive services as part of the group health coverage. **Preventive care at no cost share covered in accordance with the Affordable Care Act.

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Aetna Preventive Care

Covered preventive services for adults commonly include:

Screenings for: • Abdominal aortic aneurysm (one-time screening for men of specified ages who have ever smoked) • Alcohol misuse • Cholesterol (for adults of certain ages or at higher risk) • Colorectal cancer* • Depression • Diabetes • Hepatitis B and C • High blood pressure

• Home blood pressure monitor (one monitoring device per member age 18 and over) • Human immunodeficiency virus (HIV) • Lung cancer* (for adults with a history of smoking) • Obesity • Prostate cancer* • Syphilis (for pregnant women and members at higher risk) • Tobacco use • Tuberculosis (TB) testing

Medicine and supplements Doses, recommended ages and recommended populations vary.

• Aspirin for women at risk of preeclampsia and adults ages 50–69 with certain heart risk factors* • Bowel preparation medication (for preventive colorectal cancer screening) • HIV pre-exposure prophylaxis (PrEP) medication for members at higher risk - Truvada (until a generic version is available) - Descovy — covered for members with renal comorbidities or bone disease • Low-dosage statins: dependent on cardiovascular disease (CVD) and risk factors • Tobacco-cessation medicine approved by the U.S. Food and Drug Administration (FDA), including over-the-counter medicine when prescribed by a health care provider and filled at a participating pharmacy

Counseling for: • Alcohol misuse • Domestic violence • Nutrition (for adults with cardiovascular and diet-related chronic disease) • Obesity

• Sexually transmitted infection (STI) prevention (for adults at higher risk) • Tobacco use (including programs to help you stop using tobacco)

Immunizations Doses, recommended ages and recommended populations vary. • Hepatitis A and B • Herpes zoster • Human papillomavirus (HPV) • Influenza (flu) • Measles, mumps, rubella (MMR)

• Meningococcal (meningitis) • Pneumococcal (pneumonia) • Tetanus, diphtheria, pertussis (Tdap) • Varicella (chickenpox)

*Subject to age restrictions.

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Aetna Preventive Care

Covered preventive services for women commonly include:

Screenings and counseling for: • Breast cancer (BRCA) gene counseling and genetic testing for members at a higher risk • Breast cancer chemoprevention for members at a higher risk • Breast cancer mammography*

• Cervical cancer* • Chlamydia infection* • Gonorrhea • Interpersonal or domestic violence • Osteoporosis* (depending on risk factors)

Medicine and supplements: • Breast cancer risk-reducing medicine, such as tamoxifen, raloxifene, exemestane and anastrozole, for women with an increased risk* • Folic acid supplements (for women of childbearing ages)

Counseling and services**: • Prescribed FDA-approved over-the-counter or generic female contraceptives*** when filled at a network pharmacy Covered preventive services for pregnant women: • Anemia screenings • Bacteriuria, urinary tract or other infection screenings • Breastfeeding interventions to support and promote breastfeeding after delivery, including up to six visits with a lactation consultant † • Diabetes screenings • Expanded counseling on tobacco use

• Two visits a year for patient education and counseling on contraceptives • Voluntary sterilization services

• Hepatitis B counseling (at the first prenatal visit) • Maternal depression screening and counseling • Rh incompatibility screening, with follow-up testing for women at higher risk • Routine prenatal visits (you pay your normal cost share for delivery, postpartum care, ultrasounds, or other maternity procedures, specialist visits and certain lab tests)

Covered preventive supplies for pregnant women: • Breast pump supplies (one set per birth) • Certain standard electric breastfeeding pumps (nonhospital grade) anytime during pregnancy or while you are breastfeeding (one per birth) • Manual breast pump anytime during pregnancy or after delivery for the duration of breastfeeding *Subject to age restrictions. **Certain eligible religious employers and organizations may choose not to cover contraceptive services as part of the group health coverage. ***Brand-name contraceptive drugs, methods or devices are only covered with no member cost sharing under certain limited circumstances, including when required by your doctor due to medical necessity. † Limits may vary depending upon state requirements and applicability.

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Aetna Preventive Care

Covered preventive services for children commonly include:

Screening and assessments* for: • Adolescent depression screening • Alcohol and drug use • Anemia • Attention deficit disorder (ADD) • Autism • Behavioral and psychological issues • Congenital hypothyroidism • Development • Hearing • Height, weight and body mass index • Hematocrit or hemoglobin • Hemoglobinopathies or sickle cell

• Hepatitis B • HIV • Lead (for children at risk for exposure) • Lipid disorders (dyslipidemia screening for children at higher risk) • Medical history • Newborn blood screenings • Obesity • Oral health (risk assessment) • STIs • TB testing • Vision

Medicine and supplements: • Gonorrhea preventive medicine for the eyes of all newborns • Oral fluoride for children* (prescription supplements for children without fluoride in their water source) • Topical application of fluoride varnish by primary care providers

Counseling for: • Obesity • STI prevention (for adolescents at higher risk)

Immunizations From birth to age 18 — doses, recommended ages and recommended populations vary. • Haemophilus influenzae type B • Hepatitis A and B • HPV • Inactivated poliovirus • Influenza • Meningococcal (meningitis) • MMR • Pneumococcal (pneumonia) • Rotavirus

• Tdap/diphtheria, tetanus, pertussis (DTaP) • Varicella (chickenpox)

*Subject to age restrictions.

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Aetna Preventive Care

Exclusions and limitations This plan does not cover all health care expenses and includes exclusions and limitations. Members should refer to their plan documents to determine which health care services are covered and to what extent.

Ask your health care provider about which preventive services are right for you and your family.

This material is for information only and is subject to change as regulations are issued and interpretation evolves. This information should not be considered legal guidance regarding the Affordable Care Act or its potential impact. The content described in this communication is not intended to be legal or tax advice and should not be construed as such. We encourage you to consult with your legal counsel and tax experts for legal and tax advice. Health benefits and health insurance plans contain exclusions and limitations. Plan features and availability may vary by location and group size. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features are subject to change. Information is believed to be accurate as of the production date; however, it is subject to change. Refer to Aetna.com for more information about Aetna ® plans.

Aetna.com

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Dental Coverage

Regular dental exams can help you and your dentist detect problems in the early stages when treatment is simpler and costs are lower. Your PPO dental plan is through Unum and offers “in and out-of-network” benefits.

Insurance Carrier:

Unum Dental Insurance

Plan Type: Calendar Year Deductible

$50 Individual / $150 Family (Deductible waived for Preventive Services)

Calendar Year Maximum

$2,000

Preventive Services

100%

Basic Services Major Services

90% 60%

Orthodontia (dependents to age 19) Out-of-Network Reimbursement Employee Bi-Weekly Deduction Employee Only

50% up to a lifetime max of $1,500

90th UCR

$4.78

Employee + Spouse Employee + Child(ren)

$23.37 $29.56 $47.26

Family

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Vision Coverage

The vision plan covers routine eye exams and also pays for all or a portion of the cost of glasses or contact lenses if you need them. Your vision plan is through Unum and offers “in and out-of-network” benefits.

Insurance Carrier:

Unum Vision Insurance

Plan Type:

In-Network $10 Copay $25 Copay $25 Copay $25 Copay $25 Copay

Out-of-Network

Exam Copay

Up to $40 Up to $30 Up to $50 Up to $70 Up to $70

Lenses - Single lined Lenses - Bifocal lined Lenses - Trifocal Lenses - Lenticular

$ 130 Retail Allowance; then 20% off remaining balance $130 Retail Allowance; then 20% off remaining balance

Frames

Up to $91

Elective Contact Lenses (in place of lenses & frame) Medically Necessary Contacts

Up to $130

Up to $210

Frequency for Exam / Lenses / Frames Employee Bi-Weekly Deduction Employee Only

12 months / 12 months / 12 months

$0.82 $3.54 $4.28 $7.73

Employee + Spouse Employee + Child(ren)

Family

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Basic Life and AD&D Insurance Coverage

Outdoor Events provides all Full Time employees with Basic Life and Accidental Death & Dismemberment at no cost to employees.

Insurance Carrier: Basic Life w/ AD&D Eligibility Requirement Life Insurance Benefit

Unum Basic Life w/AD&D Insurance

All Full Time Employees

$25,000

Guarantee Issue

Yes

Accidental Death & Dismemberment Benefit (AD&D)

Same As Basic Life Amount

Voluntary Term Life Insurance Coverage

As a supplemental benefit, Outdoor Events allows eligible employees to purchase additional life insurance coverage for yourself and your dependents. This coverage is paid for by you and is offered through Unum. Rates for the voluntary term life insurance are based on age, and volume, and benefits are subject to applicable age reductions.

Insurance Carrier:

Unum Voluntary Life w/AD&D Insurance

Voluntary Life w/ AD&D Eligibility Requirement Employee Benefit Amounts Employee

All Full Time Employees

5x Annual Earnings to $500k in increments of $10k

Spouse

100% of Employee to $100k in increments of $5k

Child(ren)

Flat $10k

Guarantee Issue Employee

$100k

Spouse

$15k $10k

Child(ren)

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Disability Coverage

The goal of Outdoor Events Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non-work- related illness or injury. The company provides employees with the option to purchase voluntary Short-Term Disability income benefits. Short-Term Disability coverage is offered through Unum. Rates will be automatically calculated and shown in Employee Navigator during enrollment process.

Insurance Carrier:

Short-Term Disability Insurance

Plan Type:

Voluntary

Eligibility Requirement Benefit Percentage Waiting Period - Accident Waiting Period - Sickness Maximum Weekly Benefit

All Full Time Employees 60% of Weekly Earnings

7 Days 7 Days

$750

Benefit Duration

12 Weeks

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Health Advocate

Received a surprise medical bill? We’ll negotiate a discount.

It can be overwhelming to receive a large bill for medical or dental care. Health Advocate’s Medical Bill Saver™ service can help. Our skilled negotiators can help lower your out-of-pocket costs on bills that are not covered by insurance — at no cost to you! Even with the best of intentions, you could receive a large medical or dental bill because you went to an out-of-network provider, or received care you thought was covered by your insurance plan. We can help.

Just send us the bill — we’ll do the rest

• Send us your unpaid medical or dental bill of $400 or more

• We’ll contact the provider on your behalf to negotiate a discount on the amount due, no matter what your benefit status* • If an agreement is made, we’ll get the provider’s signoff on the terms and conditions

• You’ll receive a Savings Result Statement summarizing the outcome and payment terms

You, your spouse, dependent children, parents and parents-in-law can all take advantage of your Health Advocate benefits!

* Health Advocate will attempt to negotiate with providers on claim balances where allowed by states. Best attempts to reduce balances are made, but specific percentage results are not guaranteed.

800.854.1446 (option 4) Email: eapinfo@healthadvocate.com Web: Unum.com/lifebalance (Access Your EAP Benefits)

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Employee Assistance Program (EAP)

Help, when you need it most

With your Employee Assistance Program and Work/Life Balance services, confidential assistance is as close as your phone or computer.

EMPLOYEE ASSISTANCE PROGRAM (EAP) Your EAP is designed to help you lead a happier and more productive life at home and at work. Call for confidential access to a Licensed Professional Counselor* who can help you. A Licensed Professional Counselor can help you with:

Who is covered? Unum’s EAP services are available to all eligible partners and employees, their spouses or domestic partners, dependent children, parents and parents-in-law. Always by your side • Expert support 24/7 • Convenient website • Mobile App • Short-term help • Referrals for additional care • Monthly webinars • Medical Bill Saver TM — helps you save on medical bills

• Stress, depression, anxiety • Relationship issues, divorce • Anger, grief and loss

• Job stress, work conflicts • Family and parenting problems • And more

WORK/LIFE BALANCE You can also reach out to a specialist for help with balancing work and life issues. Just call and one of our Work/Life Specialists can answer your questions and help you find resources in your community. Ask our Work/Life Specialists about:

Help is easy to access: Phone support : 1-800-854-1446

Online support : unum.com/lifebalance In-person : You can get up to three visits, available at no additional cost to you with a Licensed Professional Counselor. Your counselor may refer you to resources in your community for ongoing support.

• Child care • Elder care • Financial services, debt management, credit report issues

• Identity theft • Legal questions • Even reducing your medical/dental bills! • And more

* The counselors must abide by federal regulations regarding duty to warn of harm to self or others. In these instances, the consultant may be mandated to report a situation to the appropriate authority. Unum’s Employee Assistance Program and Work/Life Balance services, provided by HealthAdvocate, are available with select Unum insurance offerings. Terms and availability of service are subject to change. Service provider does not provide legal advice; please consult your attorney for guidance. Services are not valid after coverage terminates. Please contact your Unum representative for details. Insurance products are underwritten by the subsidiaries of Unum Group. © 2020 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries. EN-2058-1 FOR EMPLOYEES (10-20)

unum.com

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