Rottler Insurance Information Packet 2022

All copayment and coinsurance costs shown in this chart are after your deductible has been met, if a deductible applies.

What You Will Pay

Common Medical Event

Limitations, Exceptions, & Other Important Information

Non-Participating Provider (You will pay the most)

Services You May Need

Participating Provider (You will pay the least)

If you visit a health care provider’s office or clinic

Primary care visit to treat an injury or illness

20% coinsurance

50% coinsurance

Includes telemedicine. There is no charge after the deductible for services received at a MinuteClinic. You may have to pay for services that aren’t preventive. Ask your provider if the services you need are preventive. Then check what your plan will pay for. Lab services limited to 18 presumptive drug tests and 18 definitive drug tests per year. Preauthorization required for PET scans and non- orthopedic CT/MRI’s. If you don't get preauthorization, non- participating provider benefits could be reduced by 50% of the total cost of the service. Major medical deductible applies. Covers up to a 90-day supply (retail prescription); 90-day supply (Maintenance Choice Network (MCN) or mail order prescription); 30-day supply (specialty drugs). There is no charge for preventive drugs. Dispense as Written (DAW) provision applies. Specialty drugs must be obtained from the specialty pharmacy network. Certain specialty drugs are eligible for copay assistance programs through CVS True Accumulation Program.

Specialist visit

20% coinsurance

50% coinsurance 50% coinsurance

Preventive care/screening/ immunization

No Charge

If you have a test

Diagnostic test (x-ray, blood work)

20% coinsurance

50% coinsurance

Imaging (CT/PET scans, MRIs)

20% coinsurance

50% coinsurance

If you need drugs to treat your illness or condition More information about prescription drug coverage is available at www.caremark.com

Generic drugs

20% coinsurance (retail & MCN or mail order) 20% coinsurance(retail & MCN or mail order)

Not Covered

Preferred brand drugs

Not Covered

Non-preferred brand drugs 20% coinsurance(retail & MCN or mail order)

Not Covered

Specialty drugs

20% coinsurance

Not Covered

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