Rottler Insurance Information Packet 2022

F ull-Time Employees of Rottler Pest Solutions Benefits At-A-Glance

In-Network

Out-of-Network

Dental Insurance

Individual: $50 Family: $150 Waived for: Preventive

Individual: $50 Family: $150 Waived for: Preventive

Calendar Deductible

The Lincoln DentalConnect ® PPO Program: • Covers many preventive, basic, and major dental care services

Deductibles are combined for basic and major In-Network services. Deductibles are combined for basic and major Out-of-Network services. Annual Maximum $1,000 $1,000 Annual Maximums are combined for preventive, basic, and major services. MaxRewards ® lets you and your covered family members roll a portion of unused dental benefits from one year into the next, so you have extra benefit dollars available when you need them most. ● Eligible Range (claim threshold): $600 ● Rollover Amount: $350 per calendar year ● Rollover Amount with Preferred Provider: $250 per calendar year ● Maximum Rollover Account Balance: $1,000

• Also covers orthodontic treatment for children

• Features group coverage for employees

• Allows you to choose any dentist you wish, though you can lower your out-of-pocket costs by selecting a network provider • Does not make you and your loved ones wait six months between routine cleanings

Lifetime Orthodontic Max

$1,000

$1,000

Orthodontic Coverage is available for dependent children

Waiting Period

This plan includes a waiting period if you do not enroll when it is first offered to you or outside of your annual open enrollment period if applicable (known as late entrant waiting period).

● 12 months for basic services ● 12 months for major services ● 12 months for orthodontic services

The Lincoln National Life Insurance Company

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