What your benefits cover Employee Coverage
Guaranteed Life Insurance Coverage Amount • Initial Open Enrollment: When you are first offered this coverage, you can choose a coverage amount up to $100,000 without providing evidence of insurability. • Annual Limited Enrollment: If you are a continuing employee, you can increase your coverage amount by two levels without providing evidence of insurability. If you submitted evidence of insurability in the past and were declined or withdrawn, you may be required to submit evidence of insurability. • If you decline this coverage now and wish to enroll later, evidence of insurability may be required and may be at your own expense. Maximum Insurance Coverage Amount • You can choose a coverage amount up to $500,000. Evidence of Insurability may be required for voluntary life coverage. See the Evidence of Insurability page for details. Spouse Coverage - You can secure term life insurance for your spouse if you select coverage for yourself. Guaranteed Life Insurance Coverage Amount • Initial Open Enrollment: When you are first offered this coverage, you can choose a coverage amount up to $25,000 for your spouse without providing evidence of insurability. • Annual Limited Enrollment: If you are a continuing employee, you can increase the coverage amount for your spouse by two levels. If you submitted evidence of insurability in the past and were declined or withdrawn, you may be required to submit evidence of insurability. • If you decline this coverage now and wish to enroll later, evidence of insurability may be required and may be at your own expense. Maximum Insurance Coverage Amount • You can choose a coverage amount up to $250,000 for your spouse. Evidence of Insurability may be required. Dependent Child(ren) Coverage - You can secure term life insurance for your dependent children when you choose coverage for yourself . Guaranteed Life Insurance Coverage Options: $10,000
Life Insurance Benefits At-A-Glance
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