Voluntary Accidental Death & Dismemberment Insurance Calculate your premium.
Calculate Your Cost Use the table below to calculate your cost based on the amount of coverage you select. The following example calculates the monthly cost for an employee who would like to purchase $100,000 in employee optional AD&D insurance coverage.
Calculation Example
Example
You
Monthly rate
Step 1
$0.061
Enter the desired coverage amount in dollars. Enter the desired coverage amount in increments of $1,000. To calculate, divide the coverage amount by $1,000. Calculate the monthly cost. Multiply Step 1 by Step 3.
Step 2
$100,000
Step 3
100
Step 4
$6.10
Note: Rates are subject to change and can vary over time.
Calculate Your Dependent Cost Use the table below to calculate your cost based on the amount of coverage you select. The following example calculates the monthly cost for an employee who would like to purchase $50,000 in optional Dependent Spouse AD&D insurance coverage.
Calculation Example
Example
You
Monthly rate
Step 1
$0.064
Enter the desired coverage amount in dollars. Enter the desired coverage amount in increments of $1,000. To calculate, divide the coverage amount by $1,000. Calculate the monthly cost. Multiply Step 1 by Step 3.
Step 2
$50,000
Step 3
50
Step 4
$3.20
Note: Rates are subject to change and can vary over time.
Please see prior page for product information. Voluntary AD&D Insurance Premium Calculation
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