Fear of Judgment Nobody likes to be bombarded by negative comments especially coming from our friends and families — I know how much that hurts. And so, it’s safe to say the right call of action is to just live life like everybody else does and not go against the current or else, you’ll get burned. However, though, this shouldn’t be the case — always. Don’t let other people define you, let your future define you. One day you might want to look back and say you did a pretty good job going against the trend and for sure, I’ll be there cheering for you! Fear of Missing Out “Wow, is that the latest smartphone? I’m going to get me one next payday!” “Friend, I heard the malls are on sale today and they’re giving out limited edition bags for a certain minimum purchase.” “We just bought a new car, when are you getting yours? They have this installment plan which I think you can afford. And it’s easy, I know a friend who can get you approved.”
“Everybody else is buying a condo unit, why shouldn’t we?”
I know you’ve heard of these lines too, I hear them every day — almost. Oftentimes when we make decisions concerning our expenditures, it’s not because it is the right thing to do nor it is what our gut tells us, but simply because we’re getting emotionally pulled into it. That FOMO (fear of missing out) feeling and not to mention the strong pressure caused by your show-off friends. Unfortunately, this is very common to 20s and 30s. Although it might look like a tight competition of who is better and who has more but it isn’t. You are more likely growing an Envious Attitude and it is not going to help you anyway. Get rid of the want-to-show-off attitude because it’s a trap. Behind most of those luxurious condo units and shiny cars, are years of financial struggle. Now that we have clearly identified the reasons that makes us not want to start investing, maybe it’s time to embrace a new perspective. Consider all available options. Meditate and define the variables that actually matter and think about your future. Eventually, you will figure ways to overcome your fears and will no longer be the same as before the next time you hear the word “Investing”.
Investing, as what the experts define, it is “the act of committing money to something with the expectation of
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