3 Things Retirees Wish They Planned For
GAIN INSIGHT BY LEARNING FROM OTHERS!
Retirement is an exciting time for many people! However, planning for retirement can have its challenges. There isn’t a one-size-fits-all approach for planning your retirement because everyone has different passions, values, and goals. But while everyone’s plans will look different, we can gain insight by learning from others’ experiences! Here are three things retirees wish they had done differently when planning their retirement. MENTALLY PREPARING FOR RETIREMENT You’ll have plenty of free time when you enter retirement. Do you know what you want to do with it? Sometimes, people lose their sense of self because they are no longer working — and this can be a difficult pill to swallow. To help with this, consider and plan for your hobbies and fun activities you would like to do in your free time. Ask yourself what activities and hobbies you enjoy and value, think about your talents and skills, and what you can do to focus on these passions. PHYSICALLY PREPARING FOR RETIREMENT On top of your finances and hobbies, another essential thing to consider is where you want to live. Do you want to keep your current home, relocate, downsize, buy a second home, or have a reverse mortgage? Because of
the extra time you’ll have on your hands, you want to ensure you’re in an environment and location you’re happy with. Now is the time to make those changes and ensure you’re where you want to be. SAVING MORE MONEY Transamerica Center for Retirement Studies conducted a study showing that 78% of retirees wish they saved more. Some of these regrets include not making the most of their 401(k)s; not enrolling into their plans at an earlier date; not planning and saving for health care; not considering relocating, traveling, or hobby expenses in their retirement plan; or not starting to save for retirement earlier in life. Additionally, people are beginning to live longer, meaning you need to consider putting more into your accounts so you don’t run out of money during your retirement. Remember, the steps you took to accumulate your wealth will be different from the steps you take to preserve your wealth! By working with The Retirement Authority, we can ensure your plan is strong and perfectly fits your needs, wants, and goals. To book an appointment with Scott Mizenko, go to BookLTCcall.com . Or you can email him at Scott@scottmizenko.com or call 800-570-1396 .
Inspired by TheSpruceEats.com
TAKE A BREAK
SEAFOOD PASTA SALAD
If you can’t get to the beach this summer, bring the ocean to you with this refreshing seafood pasta salad.
INGREDIENTS
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4 cups fusilli noodles
2 cups crab meat or shrimp
2 cups shredded cheddar cheese
2 cups ranch dressing
1 cup frozen peas, thawed
• • •
1/2 cup shredded carrots
1/2 cup chopped green peppers 1/2 cup chopped red peppers
2 cups halved cherry tomatoes 1/2 cup of Parmesan cheese (optional)
1/2 cup diced onions
DIRECTIONS
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1. In a large pot, bring the fusilli noodles to a boil and cook until al dente, then drain. 2. In a large bowl, combine noodles, crab or shrimp, cheddar cheese, ranch dressing, peas, green and red peppers, onions, and carrots, then mix together gently. 3. Refrigerate the pasta salad for 3–4 hours. If salad is dry upon removing from refrigerator, add more ranch dressing. 4. Once you’re ready to eat, top salad with tomatoes and Parmesan cheese if desired.
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