Important disclosures
Business Credit Cards – Inside front cover
2. Mobile Banking requires download of the smartphone version of the CB&T app from the Apple® App Store or Google Play®. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Please refer to the applicable Rate and Fee Schedule (Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and CB&T is neither affiliated with nor endorses these companies or their products/services. CB&T Invoices & Payments is powered by Autobooks. Neither CB&T, a division of Zions Bancorporation N.A., nor any of its affiliates, is affiliated with Autobooks, Inc. (Autobooks).
1. Credit cards accounts are subject to credit approval. Certain terms, conditions and restrictions apply. The APRs mentioned are accurate as of 3/15/24 and actual APRs may vary with the market based on the Prime Rate as published in The Wall Street Journal. Offers available for new credit cards only. All offers are subject to change at any time and may not be available with all card types. 2. Welcome Bonus Cash – Bonus cash offer applies to new Amazing Cash for Business Credit Cards. Bonus subject to credit approval. One bonus payment is allowed per business, not per account or per card. Bonus not available to clients with an open business credit card relationship within the previous 12 months, or to clients who have received an introductory promotional bonus within the previous 48 months. Transactional items such as cash advances, balance transfers, returned merchandise, etc. do not qualify toward the $5,000 spend amount. Bonuses will be awarded within four to six weeks of qualifying. Bonus cash will be added to your cash back balance. Certain terms, conditions and restrictions apply. Offer expires May 31, 2024. 3. Intro APR – 0% Introductory APR on purchases for the first six months; after that, 19.50% variable APR. Intro APR does not apply to cash advances. Purchases made during the first six months of account opening will not be charged any interest. Minimum balance payments are still required each month. 4. Amazing Cash® for Business – Cardholder will earn cash back on all net purchases between March 1, 2024 – May 31, 2024. 3% cash back is earned on office supplies, wireless telephone services, computer network services, and telecommunications services and equipment. 2% cash back is earned on airlines and car rentals when the purchase is made directly with the airline or car rental company. 1% cash back is earned on all other purchases. 3% and 2% cash back apply to the first $150,000 in combined purchases per calendar year, then 1% cash back applies thereafter. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $1 earned cash back in order to redeem. Account must be in good standing. See the Amazing Cash for Business Program Terms and Conditions for full details.
Positive Pay – Page 11
1. Terms, conditions and fees apply. Contact a banker for details.
Consumer Credit Card – Card Lock – Page 25
1. Credit cards accounts are subject to credit approval. Certain terms, conditions and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit card accounts only and subject to change at any time. 2. Mobile Banking requires download of the smartphone version of the CB&T app from the Apple® App Store or Google Play®. Message and data rates from your wireless provider may apply. Requires enrollment in Online Banking. Please refer to the applicable Rate and Fee Schedule (Schedule of Fees or Service Charge Information). Subject to terms and conditions of the Digital Banking Service Agreement. Trademarks used are the property of their registered owner and CB&T is neither affiliated with nor endorses these companies or their products/services.
Recognition – Back page
1. Credit card accounts are subject to credit approval. Certain terms, conditions, and restrictions apply. See the credit card application and disclosures for more details. Offers are available for new credit card accounts only and subject to change at any time.
Autobooks – Page 7
2. Loans subject to credit approval; terms and conditions apply. Contact a local branch for full details.
1. Bu sinesses who have multiple business profiles are required to sign in to Digital Banking separately for each business profile to enroll in the Invoice & Get Paid and Online Accounting services. These services cannot be managed under one Digital Banking business profile for each of the businesses. The business owner or designated Customer System Administrator (CSA) will be required to accept the End User License Agreement (EULA) for each of their businesses separately.
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