little as they can manage. Alternatively, they may look for ways to deny your claim against the at-fault driver. WHEN THE INSURANCE ADJUSTER CALLS GO IN PREPARED! After a car accident, working with your insurance company — or the at-fault driver’s insurance company — can be a maze of stress and constant phone calls. But one question that often comes up on these phone calls to the insurance company is this: Can you give too much information to the at-fault driver’s insurer?
When you receive this phone call, and as the adjuster asks questions, they record everything you say. They analyze how you answer questions, even the words you use. They are looking for even the smallest admission of fault or something that indicates uncertainty on your part. If they find it, they may be able to deduct part of your claim. In Texas, if the adjuster can get you to fess up to at least 50% of the fault, they can flat-out deny your claim, leaving you with nothing. And here’s another thing: They want you to answer all their questions and talk with them without your lawyer present. The good news is that if they do call and you want to go in prepared, you can let them know you’ll call them back at a later time — after you’ve consulted with your lawyer. You have every right to hold off on speaking with any insurance adjuster until you’ve had a chance to speak with an experienced car accident and personal injury attorney.
It’s a common question because at some point not long after the car accident — if you exchanged information with the other driver — you are likely to receive a phone call from the other driver’s insurance adjuster, especially if you file a claim with them (or the other driver files a claim against you). Further, their priority is to find issues with your version of events. Adjusters will ask you questions about yourself, the accident, and everything related to the injuries you received. They have a laundry list of questions they ask everyone they call in this particular situation. They will walk you through the accident, chat with you about your medical care after the accident, and may even probe into your medical history. What’s important for every driver to remember is that this insurance adjuster is not a neutral third party. They have an agenda, which is to find holes in your claim and to pay you as Texas-Sized LAUGHS
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MONTSERRAT O S WA L D
EASY ONE-POT LENTIL SOUP
This delicious plant-based soup is loaded with vegetables, so it’s a healthy way to stay warm on a winter night! This recipe makes four servings, and you can freeze the leftovers for up to a month.
INGREDIENTS
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2 tbsp coconut oil
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3 cups red potatoes, cubed 4 cups vegetable broth 2–3 sprigs fresh rosemary or thyme, chopped 1 cup uncooked green lentils, rinsed and drained
2 cloves garlic, minced
2 shallots, diced
4 large carrots, sliced thin 4 stalks celery, sliced thin
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Sea salt, to taste
Black pepper, to taste
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2 cups chopped kale
DIRECT IONS
1. In a large pot, heat oil over medium heat and sauté garlic, shallots, carrots, and celery for 4–5 minutes, adding salt and pepper to taste. 2. Add potatoes to pot, along with more salt and pepper. Sauté for 2 minutes. 3. Add vegetable broth and herbs, then bring soup to a simmer. 4. Add lentils, stirring until soup returns to a simmer. Then, turn the heat to low and cook soup uncovered for 15–20 minutes. 5. Finally, add kale and additional salt and pepper as needed. Cook for 3–4 minutes, thin soup with additional vegetable broth as needed, and serve! Inspired by MinimalistBaker.com
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