Ethos Index Universal Life Insurance (IUL)
Live more, worry less
Discover life insurance that checks more boxes. Compare Ethos IUL to common alternatives.
Ethos IUL
Many IUL competitors
Whole life
Term life
Limited-time death benefit
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Lifetime death benefit
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Cash value growth
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Tax advantages
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Market-based growth with no downside risk
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Flexible premiums
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Lifetime income option
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Instant decision (most cases)
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The speed and simplicity of Ethos IUL The Ethos IUL application process involves no medical exams, blood tests, or weeks and months of underwriting. Simply answer a few health and financial questions with your agent, and our proprietary technology can provide an instant coverage decision in most cases.
*Qualifying illnesses — Critical: Invasive life-threatening cancer, stroke, major heart attack, end-stage renal failure, major organ transplant, ALS, blindness due to diabetes, paralysis of two more limbs, major burns, coma, aplastic anemia, benign brain tumor, aortic aneurysm, heart valve replacement, coronary artery bypass graft surgery. Chronic: Inability to perform at least 2 activities of daily living, severe cognitive impairment. Terminal: Life expectancy of 12 months or less due to illness or condition. Ask your agent for details.
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