Ethos IUL Client Brochure (OR)

Ethos Index Universal Life Insurance (IUL)

Live more, worry less

Discover life insurance that checks more boxes. Compare Ethos IUL to common alternatives.

Ethos IUL

Many IUL competitors

Whole life

Term life

Limited-time death benefit

Lifetime death benefit

Cash value growth

Tax advantages

Market-based growth with no downside risk

Flexible premiums

Lifetime income option

Instant decision (most cases)

The speed and simplicity of Ethos IUL The Ethos IUL application process involves no medical exams, blood tests, or weeks and months of underwriting. Simply answer a few health and financial questions with your agent, and our proprietary technology can provide an instant coverage decision in most cases.

*Qualifying illnesses — Critical: Invasive life-threatening cancer, stroke, major heart attack, end-stage renal failure, major organ transplant, ALS, blindness due to diabetes, paralysis of two more limbs, major burns, coma, aplastic anemia, benign brain tumor, aortic aneurysm, heart valve replacement, coronary artery bypass graft surgery. Chronic: Inability to perform at least 2 activities of daily living, severe cognitive impairment. Terminal: Life expectancy of 12 months or less due to illness or condition. Ask your agent for details.

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