Selected Market & Economic Indicators

New Listings, active listings, price reductions, sales volume, home prices, appreciation interest rates, financial markets, inflation, population migration, and other factors and indicators. April 2023

Selected Market & Economic Indicators for the National Real Estate Market

New listings, active listings, price reductions, listings pending sale, sales volumes, home prices, appreciation, interest rates, financial markets, inflation, population migration, and other factors and indicators

Published April 3, 2023

Market dynamics and values vary widely across different U.S. markets, so a national report is necessarily a very broad generalization. This report contains good-faith illustrations of data provided by a wide variety of sources deemed reliable, but may contain errors and subject to revision. Sources sometimes use different methodologies for calculating statistics. Data published at different times and intervals depending on source. Some data copyrighted, used by permission. Some of these indicators are highly volatile, and can change significantly even over the short term. All numbers should be considered approximate, and subject to independent verification by interested parties.

Buyer demand and market activity continued to rebound in early 2023 from the late 2022 low point, but the number of new listings coming on market remains very low, a situation with wide ramifications for supply and demand dynamics, and for home prices. Many important economic factors at play – such as interest rates, inflation, financial markets, the stability of the banking industry, federal debt limit negotiations, and so on – continue to be uncertain and/or volatile. This report is divided into two parts: The first looks at home prices, and supply and demand conditions and trends in the overall national market. The second part reviews selected macroeconomic factors and indicators that often impact real estate. A national report is necessarily a huge generalization of broad trends across an enormous range of regional submarkets, whose dynamics often vary. How the data in this report applies to any particular property is unknown without a specific comparative market analysis. As of the date of this report – early April – depending on the source of data, some data points for March 2023 and Q1 2023 may not be available for several weeks or longer, and will be covered in future updates.

The spring selling season is typically the most active of the year – though this too can vary between submarkets – and much more data will soon be available.

Median LIST Price by Month* National Market Dynamics since Mid-2016

June 2022

Median list or asking price is not as definitive a measurement asmedian sales price – homes can sell at, above or below list price, and price reductions also occur – but it is an indicator of seller psychology and expectations. The regular ups and downs mostly reflect seasonal pricing trends within the year, typically climbing through spring/mid-summer and hitting annual low points in mid-winter. Longer-term trends are more important than short-term fluctuations.

$450,000

$400,000

May-July 2021

Aug.-Oct. 2020

$350,000

May-July 2019

May-July 2018

|

The Pandemic Boom

|

May-July 2017

$300,000

$250,000

$200,000

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

National Median House Sales Price Long-Term Trend by Quarter since 1970*

Q4 2022

The median sales price is that price at which half the sales occurred for more and half for less. It can be affected by other factors besides changes in fair market value, such as market seasonality. Quarterly fluctuations are common. Longer-term trends are more important than short-term changes. Quarterly prices will typically change more gradually than monthly prices. House (single family home) sales prices are typically higher than “home” sales prices, which also include other property types such as condos and co-ops.

$450,000

$400,000

2018

$350,000

$300,000

Pandemic hits ▲

2007

$250,000

$200,000

Foreclosure crisis

$150,000

1990

$100,000

Long-term quarterly data from U.S Census & the Department of Housing & Urban Development

$50,000

1970

$0

*Sources: U.S. Census & Department of Housing and Urban Development, per Federal Reserve Bank of St. Louis: https://fred.stlouisfed.org/series/MSPUS. Not seasonally adjusted. Data from sources deemed reliable but may contain errors and subject to revision. Numbers should be considered approximate.

U.S. Median Existing-Home Sales Price National Market Dynamics by Month since September 2021*

Annual Median Sales Prices • 2019: $271,900 • 2020: $296,700 • 2021: $350,700 • 2022: $386,400

The median sales price is that price at which half the sales occurred for more and half for less. It can be affected by other factors besides changes in fair market value. Monthly data from the National Association of Realtors: Sales of existing single-family homes, condos and co-ops. Excludes new-home sales.

$420,000

$410,000

$400,000

$390,000

$380,000

$370,000

Typically, median home sales price appreciation is measured on a year-over-year basis, to adjust for the effects of market seasonality.

$360,000

https://www.nar.realtor/research-and-statistics

$350,000

*Data copyright, National Association of Realtors®. All rights reserved. Reprinted with permission. Existing Home Sales, not seasonally adjusted, from Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/HOSMEDUSM052N. Data from sources deemed reliable, but may contain errors and subject to revision.

Median House Sales Prices Selected Metro Area Markets, Q4 2022*

“Metro Areas” typically cover much larger regions – often multiple counties – than the cities they are named for, with wide variations in home prices between submarkets.

Metro Area

Median House Sales Price

Metro Area

Median House Sales Price

Metro Area

Median House Sales Price

Bridgeport- Stamford-Norwalk $ 621,100 Portland-Vancouver (OR-WA) $ 567,500

San Jose-Sunnyvale- Santa Clara

$ 1,577,500

Madison, WI

$ 380,000

Dallas-Fort Worth- Arlington

San Francisco- Oakland-Hayward $ 1,230,000 Manhattan (NY County, all homes) $ 1,215,000

$ 375,000

Reno, NV

$ 562,100

Minneapolis-St. Paul $ 365,600

Miami-W. Palm Beach-Ft Lauderdale $ 550,000

Atlanta-Marietta $ 353,300 Houston-Sugar Land- Woodlands $ 337,900 Albuquerque, NM $ 336,500 Milwaukee- Waukesha $ 335,000 Chicago-Naperville (multi-state metro) $ 323,200

Honolulu

$ 1,090,000

Salt Lake City

$ 524,800

San Diego-Carlsbad $ 857,000 Los Angeles-Long Beach-Glendale $ 829,100

Austin-Round Rock $ 478,900

Boise-Nampa Phoenix-Mesa- Scottsdale

$ 457,800

Naples-Immokalee $ 802,500

$ 450,400

Boulder, CO

$ 759,500

Las Vegas-Paradise- Henderson

Seattle-Tacoma- Bellevue Boston-Cambridge- Newton

Columbus, OH New Orleans- Metairie

$ 286,700

$ 441,300

$ 708,900

$ 275,900

Asheville, NC

$ 420,000

$ 657,900

Denver-Aurora- Lakewood

Tampa-Clearwater- St. Petersburg

Mobile, AL

$ 207,500

$ 640,000

$ 399,000

*Data copyright, National Association of Realtors®: https://www.nar.realtor/research-and-statistics All rights reserved. Reprinted with permission. Single family dwellings. Manhattan market price includes condos and co-ops. May contain errors and subject to revision.

Though there are significant variances in the degree of change, the broad trends up and down in home prices are typically similar across metro areas.

Home Price Appreciation Trends since 2000 Per the S&P CoreLogic Case-Shiller Home Price Index*

S&P CoreLogic Case-Shiller uses a proprietary algorithm to calculate appreciation based on a January 2000 value of 100: A reading of 400 signifies 300% home price appreciation since Jan. 2000.

2022 market peak ▼

U.S. & Selected Metro Areas

Miami San Diego Seattle San Francisco Phoenix United States New York

400

350

Metro areas usually cover much larger regions than the cities they are named for.

300

2006-07

250

200

Foreclosure crisis

Subprime bubble

Pandemic hits ▲

150

Updated through January 2023, as published on 3/28/23

▲ Market recovery begins

100

*Seasonally adjusted, house price appreciation calculated by the S&P CoreLogic Case- Shiller Index. Based on a January 2000 value of 100. Published with a 2-month lag, reflecting a 3-month moving average: https://www.spglobal.com/spdji/en/index- family/indicators/sp-corelogic-case-shiller/sp-corelogic-case-shiller-metro-area/#indices

Existing Home Sales by Month National Market Dynamics since September 2021*

Annual Sales Volumes • 2019: 5,340,000 • 2020: 5,640,000 • 2021: 6,120,000 • 2022: 5,030,000

https://www.nar.realtor/research-and-statistics

546,000

550,000

526,000

525,000

513,000

499,000

500,000

503,000

474,000

463,000

456,000

450,000

428,000

454,000

400,000

371,000

352,000

350,000

327,000

352,000

325,000

300,000

The number of monthly sales saw an enormous decline in the second half of 2022, but began to rebound in early 2023. Sales volumes are typically affected by seasonal trends in supply and demand, as well as by changes in economic/market conditions.

271,000

250,000

231,000

200,000

* Data copyright, National Association of Realtors®. All rights reserved. Reprinted with permission. Existing Home Sales, not seasonally adjusted from Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/EXHOSLUSM495N. Data from sources deemed reliable, but may contain errors and subject to revision.

New Listings Coming on Market by Month* National Market Dynamics: Year-over-Year Comparison

547,358

550,000

527,920

521,864

Year-over-Year Comparisons through March 2023

536,712

494,998

493,830

500,000

511,572

458,810

497,844

457,096

474,176

437,270

450,000

432,532

437,270

422,086

387,170

400,000

377,450

371,304

398,736

362,932

One Year Earlier

371,304

350,000

364,272

326,660

349,284

Most Recent Months

326,660

300,000

312,196

Year over year, the monthly number of new listings has been running significantly lower since mid-2022. New listing activity typically ebbs and flows according to seasonal trends, as well being affected by general market/economic conditions.

300,614

288,436

292,736

250,000

220,792

200,000

January

March

May

July

September

November

January

March

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

New Listings Coming on Market: Broad Longer-Term Trend National Market Dynamics since 2017, 12-Month Rolling Average

The 12-month-rolling average is a very broad view of trends. Each data point reflects the monthly average of the previous 12 months of new listings. This generally deletes the effects of seasonality, but will often lag short-term changes.

470,000

460,000

450,000

440,000

430,000

420,000

Pandemic hits ▲

Interest rates soar ▲▲

410,000

400,000

On a 12-month rolling basis, the average monthly number of new listings has dropped dramatically from recent years. This has significant ramifications for supply and demand, and price dynamics.

390,000

380,000

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Active Listings on Market by Month* National Market Dynamics: Year-over-Year Comparison

Year-over-Year Comparisons through March 2023

800,000

Most Recent Months

748,344 750,653

750,000

729,103 724,038

One Year Earlier

688,772

679,650

700,000

This is a snapshot measure of how many active listings on the market can be expected on any given day of the specified month.

650,000

615,805

600,000

577,972

574,473 570,909

570,566

562,565

562,248

542,884

550,000

529,756

509,138

488,587

476,496

500,000

462,525

442,930

437,980

444,085 432,482

450,000

On a year-over-year basis, the monthly number of active listings has been running significantly higher since mid-2022.

400,000

377,515

375,226

375,226

351,846

351,846

344,462

344,462

350,000

300,000

January

March

May

July

September

November

January

March

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Active Listings on Market National Market Dynamics & Seasonality since 2016

Longer-Term Perspective on Monthly Inventory Trends

1,400,000

On a longer-term basis, the number of active listings, though well up from 2021-2022 on a year-over- year basis, is running significantly lower than historical norms.

1,200,000

1,000,000

800,000

Pandemic hits

600,000

The number of active listings on market on a given day is affected by 1) how many new listings come on market, 2) how quickly buyers purchase them, 3) the sustained heat of the market over time, and 4) sellers pulling their homes off the market without selling. The number typically ebbs and flows by season. This is a snapshot measure of how many active listings can be expected on any given day of the specified month.

400,000

|

The Pandemic Boom

|

200,000

-

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Listings Pending-Sale by Month* National Market Dynamics: Year-over-Year Comparison

Year-over-Year Comparisons through March 2023

700,000

A snapshot measure of how many pending listings (listings under contract) can be expected on any given day of the specified month.

663,453

659,158

639,166

650,000

633,316

623,842

615,421

594,908

600,000

578,661

575,733

565,274 559,294

540,343

547,478

550,000

524,911

524,911

509,648

506,297

493,215

493,215

491,261

500,000

473,127

468,475

One Year Earlier

445,895

445,895

450,000

415,816

Most Recent Months

396,394

400,000

On a year-over-year basis, pending-sale activity has been running much lower, but began rebounding in 2023 after 8 months of declines.

371,324

369,954

350,000

321,415

302,572

300,000

January

March

May

July

September

November

January

March

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Pending Listings by Month* National Market Dynamics & Seasonality since 2016

Longer-Term Perspective on Monthly Market Activity

600,000

500,000

400,000

|

The Pandemic Boom

|

300,000

200,000

This is a snapshot measure of how many pending listings (listings under contract) can be expected on any given day of the specified month. It is affected by demand as well as the supply of listings available to buy. The regular ups and downs generally reflect the effects of market seasonality on supply and demand.

100,000

-

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Months Supply of Inventory (MSI) National Market Dynamics since January 2022*

3.5

3.3

3.3

3.3

3.2

3.2

3.2

3.1

2.9

2.9

2.9

2.9

2.7

2.6

2.6

Months Supply of Inventory measures how long it would take to sell the existing inventory of listings at current rates of sales activity. The lower the reading, the stronger the buyer demand as compared to the supply of homes for sale.

2.5

2.3

2.2

2.1

2.0

The MSI reading for March 2023 has not yet been released.

1.9

1.7

1.7

1.7

https://www.nar.realtor/research-and-statistics

1.5

* Data copyright, National Association of Realtors®. All rights reserved. Reprinted with permission. Data for existing homes: houses, condos and co-ops. Last month labeled “preliminary . ” Data from sources deemed reliable, but may contain errors and subject to revision.

Pending-Sale Ratio by Month* National Market Dynamics since 2016

After falling for 8 months from its peak in spring 2022, the pending-sale ratio began climbing again in early 2023.

150%

Longer-Term Perspective on Demand vs. Supply

125%

This chart illustrates the ratio of the pending listing count to the active listing count during the specified month. It is a broad, general measurement of demand vs. supply: Higher percentages reflect stronger buyer demand as compared to the supply of listings available to purchase. Besides general market dynamics, this metric also typically ebbs and flows to seasonal market trends.*

100%

75%

|

The Pandemic Boom

|

50%

25%

Pandemic hits

0%

*Per Realtor.com Research: https://www.realtor.com/research/data/, residential listings posted on site. Data from sources deemed reliable, but may contain errors and subject to revision. This statistic is specific to Realtor.com Research and does not constitute “absorption rate. ” All numbers approximate.

Price Reductions on Active Listings National Market Dynamics & Seasonality

The number of price reductions typically ebbs and flows by season, but can also be affected by specific events in the economy and the market. Year over year, the U.S. number of price reductions is currently running substantially higher than in 2021-2022, but not as compared to longer-term trends.

July-Oct. 2018

500,000

450,000

June 2019

400,000

July-Oct. 2022

350,000

300,000

June 2020

250,000

July-Oct. 2021

200,000

150,000

100,000

50,000

0

Per Realtor.com Research: https://www.realtor.com/research/data/, listings posted to site. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers approximate.

Local economic conditions, household wealth, employment, housing affordability & cost of living, venture capital & foreign investment, pro/anti-business sentiment Factors in Real Estate Markets Many of these factors’ effects can swing both positive and negative; sometimes effects are counter-intuitive (e.g. a pandemic causing a fierce housing boom). Economic, political, social and ecological dynamics constantly change and interact in difficult-to-predict ways. Market- changing developments can percolate gradually, or arise quickly and unexpectedly. The impact of specific factors can vary by market segment.

Interest rates

Stock markets

Inflation

Consumer confidence

Debt levels: personal, corporate & government

Massive, governmental economic interventions: post 9/11/2001, post 9/2008, post 3/2020

Natural disasters: COVID, earthquakes, fires, drought, floods, hurricanes

Domestic & foreign migration; federal immigration policy; demographic changes

Tax law e.g. real estate tax benefits & credits, 2017 SALT-deduction limitation

Rental market dynamics

State income tax disparities

International economic/political events, e.g. large oil price swings, military conflict (invasion of Ukraine), economic conflict (China, U.S.), foreign economic crises

Local, state & national politics; partisan politics

Social & quality of life issues: Crime, homelessness, schools, commute, cultural & outdoor options

Financial industry manipulation, fraud, engineering, recklessness, e.g. junk bonds, S&L collapse, predatory lending, abandonment of risk mgmt. & underwriting standards, CDOs & rating-agency deceit, insider trading, over-leveraged investing; irrational exuberance

A Review of Selected Economic Factors Impacting Real Estate Markets

Long-Term Trends in Stock Markets

Population movements occurred from counties in orange to counties in blue.

Map published by U.S. Census 3/30/23

U.S. Census 2022 Percentage Population Change Estimates by County Small percentage declines in highly populated, urban metro-area counties can lead to large percentage gains in less populated suburban and rural counties. Population movements occurred from counties in orange to counties in green.

Map published by U.S. Census 3/30/23

Consumer confidence remains low by historical standards, but has generally been on an upward path in recent months.

National Unemployment Rate January 2000 – 2023 YTD, Percentages by Month*

14

The national unemployment rate remains close to historic lows.

12

2009

10

8

6

2000

4

Pandemic hits

2

Updated through February 2023

0

*U.S. Bureau of Labor Statistics, Unemployment Rate, from Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/UNRATE. Data deemed reliable, but may contain errors and subject to revision.

Data from the National Association of Realtors® under copyright. All rights reserved. Reprinted with permission: https://www.nar.realtor/research-and-statistics

Compass is a real estate broker licensed within each of the states in which it practices. Equal Housing Opportunity. This report has been prepared solely for information purposes. The information herein is based on or derived from information generally available to the public and/or from sources believed to be reliable. No representation or warranty can be given with respect to the accuracy or completeness of the information. Compass disclaims any and all liability relating to this report, including without limitation any express or implied representations or warranties for statements contained in, and omissions from, the report. Nothing contained herein is intended to be or should be read as any regulatory, legal, tax, accounting or other advice and Compass does not provide such advice. All opinions are subject to change without notice. Compass makes no representation regarding the accuracy of any statements regarding any references to the laws, statutes or regulations of any state are those of the author(s). Past performance is no guarantee of future results. Statistics are generalities, essentially summaries of widely disparate data generated by thousands of unique, individual sales occurring within different time periods. They are best seen not as precise measurements, but as broad, comparative indicators, with reasonable margins of error. Anomalous fluctuations in statistics are not uncommon. Last period data should be considered estimated and may change with late-reported activity. Different analytics programs sometimes define statistics differently, and use different methodologies: Most meaningful are the trends they illustrate. This report created in good faith using data from sources deemed reliable, but may contain errors. All numbers should be considered approximate, and subject to revision.

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