KEEPING PACE WITH HEALTH CARE
Is Your Retirement Plan Up to Speed?
GROWYOUR MONEY
For most retirees, health care is a hill that just keeps getting steeper. Not only are costs on the rise, but the older you get, the more likely you are to need expensive treatments and more frequent doctor visits. In fact, HealthView Services has estimated that the average healthy retiree will need roughly $387,650 in today’s dollars to cover the cost of their care for the rest of their life. Preparing for these high costs can be one of the most difficult parts of retirement planning, but it’s not impossible. TAKE CARE OFYOUR BODY prescribed and reducing their salt intake, a 45-year- old man with blood pressure can reduce his pre- retirement health care costs by $3,651. Putting that money toward retirement would help immensely, especially when paired with healthy eating and exercise.The more you take care of yourself today, the easier time you’ll have caring for yourself tomorrow. Living healthy today can pay dividends tomorrow. For example, simply by taking medication as
Since your health care costs will almost certainly grow over time, you need your money to do the same.That’s why putting more into your retirement plan, and making smart investment decisions, is the best way to keep pace with these inflating expenses.This is where an advisor can really help you steward your resources effectively. PREPARE FORTHE BEST Often with health care, we think about preparing for the worst — costly, lifesaving medical procedures that might break the bank. But what gets many retirees in trouble is an utter lack of health complications. It may sound counterintuitive, but longevity can be bad for you. Living longer than you budget for can put your entire estate plan at risk. It’s best to be generous when calculating your lifetime needs for retirement.This way, you can enjoy a long and prosperous life.
SUDOKU
POTATO LATKES
Inspired byThe NewYorkTimes
INGREDIENTS
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2 large russet potatoes, scrubbed
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2 tsp kosher salt
1 tsp baking powder 1/2 tsp black pepper
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1 large onion, peeled and cut into quarters
Safflower or vegetable oil, for frying
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2 large eggs
1/2 cup all-purpose flour
DIRECTIONS
1. Using either a food processor with a coarse grating disc or the coarse side of a box grater, grate potatoes and onion. (If using a food processor, halve or quarter potatoes.) Once grated, wrap in a clean dish towel or cheesecloth to wring out as much moisture as possible. 2. Transfer to a mixing bowl and mix in eggs, flour, salt, baking powder, and pepper. 3. Heat a heavy-bottomed pan containing 1/4-inch of oil over medium- high heat. Use a heaping tablespoon to drop batter into the hot pan, working in batches. Use a spatula or spoon to form them into discs. Fry about 5 minutes per side, until deeply browned. 4. Transfer to a paper towel-lined wire rack to drain, and serve alongside applesauce and sour cream.
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