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(702) 333-7777 WWW.CLAGGETTLAW.COM NOVEMBER 2022
SOCIAL SECURITY DISABILITY FACTS
I am excited to announce that we now handle Social Security Disability claims, in addition to other disability claims, such as long-term and short-term disability claim denials. We have noticed a need in the community for legal assistance in this field of law, as many of our workers’ compensation clients and other injured clients have struggled to deal with the often-confusing process of applying for Social Security Disability. We are now accepting new clients. Here are some interesting facts about Social Security Disability benefits you might now know. • Social Security Disability Insurance (SSDI) is a social insurance program under which workers earn coverage for benefits by working and paying Social Security taxes on their earnings. The program provides benefits to disabled workers and their dependents. For those who can no longer work due to a disability, the disability program is there to replace some of their lost income.
• A person is disabled if they can’t work due to a severe medical condition that has lasted, or is expected to last, at least one year or result in death.
• One of every four 20-year-olds becomes disabled before reaching retirement age. As a result, they may need to rely on Social Security Disability benefits for income support
• At the beginning of 2021, Social Security paid an average monthly disability benefit of about $1,282 to all disabled workers. That is barely enough to keep a beneficiary above the 2018 poverty level ($12,140 annually).
• Social Security pays disability benefits through two programs: the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program
• To apply for disability, go online to SSA.gov/applyfordisability , or call the Social Security Administration’s toll-free number, 1-800- 772-1213, to make an appointment to file a disability claim at your local Social Security office.
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EXPL RING NEVADA
7 THINGS TO DO IN SOUTHERN NEVADA THIS CHRISTMAS
Glittering Lights Las Vegas Speedway This is one of the largest holiday lights displays in the country — you can even drive through it. In fact, I do this every year with my kids. Find out more here: GlitteringLightsLasVegas.com
Magical Forest at Opportunity Village This is one of the oldest displays in town. I remember visiting the Magical Forest as a kid and volunteering as a high-school student. Visit with Santa, ride the slide or carousel, get a bite to eat at the food trucks, or take a ride on the Forest Express Passenger Train — this place has it all. Visit their site for more information: OpportunityVillage.org Santa’s Experience This one is located at Tivoli Village on Rampart. You will get a chance to walk through over two dozen photo spots, and you’ll even end the trip with a photo with Santa. Find out more here: SantasExperience.com
Yep, it’s that time of the year again — and here are some ideas to enjoy the Holiday Season!
Bellagio Conservatory and Botanical Gardens They have the best Christmas displays of any of the Vegas hotels. It’s even open 24/7 and is free. Check out their website here: Bellagio.MGMResorts.com Cosmopolitan Ice Skating Rink This unique ice rink gives you views overlooking the Las Vegas strip. It now features a new experience of snow showers. If you’d like more information, visit their website: CosmopolitanLasVegas.com/ice-rink
Ethel M Chocolates Botanical Garden I enjoy going to this one with my kids as well — the
free chocolate samples are a plus. See what their offerings are here: EthelM.com/pages/botanical-cactus-garden
Enchant Christmas Las Vegas Ballpark This display is at the Las Vegas Ballpark in downtown
Summerlin, home of the Las Vegas Aviators. To find out when they’ll be open, visit: EnchantChristmas.com
Most parents want their kids to view Thanksgiving as a meaningful event — not just an opportunity to indulge in turkey and mashed potatoes. Unfortunately, most kids’ eyes will glaze over when their parents launch into a lecture about thankfulness. You will likely find better success by emphasizing the value of gratitude all year long. “What do you say?” It’s a question we all ask our young children after someone does something nice for them. This practice instills good manners, but it shouldn’t be confused with teaching gratitude. Imparting the meaning behind the words “thank you” takes something more. If you want grateful children, you need to be grateful parents. Consider how you can incorporate gratitude more into your everyday life. Are you as thankful as you should be? Do you repay favors and write thank-you notes? Do you regularly talk about why you’re so fortunate or what you’re thankful for? Cultivating gratitude in your life sets a good example, and many studies show it benefits your mental health as well. A DAILY DOSE OF GRATITUDE Raising Thankful Children
Next, consider how you can encourage your child to reflect on who they’re grateful for. Acts of kindness and returning the favor to those who have been good to us can inspire kids to put their gratitude into action. Doing some yardwork, sharing a toy, or making a painting as a gift can help children understand how powerful it can be to outwardly show our gratitude for the people who are in our lives. Consistency is the most crucial factor, so try to find ways you can incorporate gratitude into your everyday routine. Children of any age can keep a gratitude journal with their parents’ help. Some families also use a gratitude jar where each family member can write what they’re grateful for on a slip of paper and add something different to the jar each week. It’s the perfect way to keep gratitude front and center.
These lessons may not sink in immediately, but by cultivating these positive habits in our everyday lives, you will see a big difference in the long run.
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BRAIN WORK
What happens if you get injured on your way to work? Will you receive workers’ compensation benefits for these injuries? WORKERS’ COMPENSATION CORNER In most cases, if you are injured on your way to work before you clock in, your injury will not be covered under workers’ compensation laws. For example, if you are involved in a motor vehicle accident during your morning commute to your workplace, you will likely not be covered under workers’ compensation, unless an exception applies. There are several exceptions to this rule. If you are on your employer’s property at the time of the accident and suffer an injury, even before you are technically on the clock, your injury might be covered. This sometimes happens when an employee is walking through an employee parking lot on the employer’s property and trips and falls before clocking in. This is probably covered under workers’ compensation laws.
ROASTED PORK LOIN WITH APPLES
Inspired by MomFoodie.com
Ingredients • 4 lbs pork loin • 2 tsp garlic powder • 2 tsp salt, divided • 1 tsp black pepper • 8 apples • 2 red onions
• 3 garlic cloves • 1 tbsp brown sugar
• 2 tbsp olive oil • 2 tsp cinnamon • 3 tbsp butter, softened
Also, if you are an “on call” employee or use a work vehicle and drive it home every day, you might also be covered if you’re involved in a motor vehicle accident to, or from, work.
Directions
In general, if the workers’ compensation insurer denies your claim, you should always consult with an attorney. Many exceptions to this rule might apply, and you may be able to receive workers’ compensation benefits.
1. In a large bowl, season pork loin with garlic powder, 1 ½ tsp salt, and pepper, then cover and place in refrigerator for 30 minutes. 2. Preheat oven to 425 F. 3. Slice apples and onions, then chop garlic cloves. Season with brown sugar, olive oil, remaining salt, and cinnamon. 4. In a 9x13-inch baking dish, place a layer of apples and onions in the pan, put pork loin on top, then place remaining apples and onions around it. 5. Break butter into small pieces and place them on the pork loin and apples. Place dish in oven and let it bake for 15 minutes. 6. Reduce the heat to 350 F, then continue to bake for 60 minutes. 7. Remove dish and stir apples and onions. 8. Increase heat to 450 F, put dish in oven, and roast for an additional 8–10 minutes.
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INSIDE
1 Social Security Disability Facts 2 7 Things To Do in Southern Nevada This Christmas 3 Workers’ Compensation Corner Roasted Pork Loin With Apples A Daily Dose of Gratitude 4 Calico Cat Saves Owner From Would-Be Burglars
GUARD CAT MODE ACTIVATED
Feline Defender Prevents Robbery
We’ve heard of guard dogs, but have you ever heard of a guard cat? Well, Bandit the calico cat somehow knew exactly what to do when she spied intruders at her owner’s back door! Some may call it instinct, some may call it luck, but to Fred Everitt, she’s a hero. Everitt, a 68-year-old retired oral surgeon, was sound asleep in his Mississippi home on Sunday, July 24, when Bandit started letting out deep meows sometime between 2:30–3 a.m. Everitt assumed Bandit had seen another cat or other animal outside. Cats tend to be active at night, and Bandit is no exception. She’s been known to roam the living room and explore the kitchen cabinets while Everitt sleeps soundly. He quickly realized it was something else when she came into his room and tried to pull his comforters off and clawed at his arms. Bandit’s behavior was unusual, so Everitt knew something was wrong. “She had never done that before,” Everitt said. “I went, ‘What in the world is wrong with you?’”
noticed two figures — one with a crowbar and one with what looked like a handgun — trying to break into his back door.
By the time Everitt returned from retrieving his own handgun, the intruders were gone. Thankfully, it didn’t turn into a confrontational situation, and Everitt gave credit to the 20-pound cat that he adopted from a humane society. If it hadn’t been for Bandit’s alertness, it could’ve been a completely different story. “I want to let people know that you save a life when you adopt from a pet shelter or rescue one,” Everitt said, “but the tides could be turned. You never know when you save an animal if they’re going to save you.”
Bandit’s persistence eventually pulled him from bed, and after throwing his robe on, he went to investigate. When he finally got into the kitchen, he
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