Xpress Global Systems • 2023 Benefit Guide
ADDITIONAL PROTECTION VOYA FINANCIAL 877-236-7564 | VOYA.COM GROUP: 70442-3 If you enrolled in the High Deductible Health Plan, XGS will provide you with Hospital Indemnity and Basic Critical Illness (Cancer benefit only) coverage for no additional cost.
The following benefits will pay you a cash benefit in the event you have a hospital confinement or are diagnosed with a critical Illness:
Hospital Indemnity Available for FREE if you enroll in the High Deductible Health Plan. Pays you a pre-determined benefit amount each day you are in the hospital. You can use the benefit for nearly anything, including copays, insurance deductibles, and living expenses. z Initial Confinement: Pays you $1,000 for 1st day you spend in-patient at the hospital or critical care unit z Daily Benefit: z Hospital: Pays you $100 per day, for up to 30 days of in-patient confinement z Critical Care Unit: Pays you up to $200 per day, for up to 15 days per confinement z Critical Illness Rider: Pays a one-time $5,000 benefit if you are diagnosed with one of the following conditions: heart attack, stroke, end stage renal failure, coronary artery bypass 25%, major organ failure Critical Illness (Basic and Buy-Up Options) If you are enrolled in the High Deductible Health Plan you will automatically be enrolled in the Basic Critical Illness Plan. This plan will pay you a lump sum of $5,000 if you are diagnosed with cancer. All full-time employees have the option to purchase $10,000 in Critical Illness coverage, Spouse and Children can enroll in 100% of the Employee amount as well for the $10,000 coverage option. Meaning, if the employee elects $10,000, Spouse and Children can also elect $10,000. This policy will pay a lump sum if you are diagnosed with one of the following illnesses: Heart attack, Stroke, End Stage Renal failure or cancer.
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Critical Illness Cover out-of-pocket expenses if diagnosed with a serious illness
Hospital Indemnity Pay for in-patient hospital stays
Cash in Your Pocket Simple as that.
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