Xpress Global Systems - 2023 Benefit Guide

YOUR ACCIDENT PLAN VOYA FINANCIAL 877-236-7564 | VOYA.COM GROUP: 70442-3

Accident Insurance pays you benefits for specific injuries and events resulting from a covered accident that occurs on or after your coverage effective date for you, your spouse and your child(ren) under age 26. The benefit amount depends on the type of injury and care received. Accident Insurance is a limited benefit policy. It is not health insurance and does not satisfy the requirement of minimum essential coverage under the Affordable Care Act.

How can Accident Insurance help? Here are a few examples of how your Accident Insurance could be used:

z Medical expenses, such as deductibles and copays z Home healthcare costs

z Lost income due to lost time at work z Everyday expenses like utilities and groceries

A Practical Example: John works full-time while raising two energetic children and playing in a summer softball league. While sliding into home base, he broke his ankle and tore his ACL. This is an example of how coverage could work. The amounts shown are an example only. Actual costs/results may vary.

Receive a $100 Wellness Reward for qualified health screening tests like

cholesterol test, pap test, mammography, colonoscopy and more. Simply call Voya and submit proof to test to receive your benefit!

Out-of-Pocket Costs

Accident Benefit Paid to John

Urgent care facility treatment

$400

$200

X-Ray

$100

$40

Tendon/Ligament/Rotator Cuff Surgery

$1,000

$675

Broken ankle, closed reduction

$1,500

$1,200

Medical equipment

$150

$100

Follow-up doctor visit

$125

$75

Physical therapy (6 sessions)

$300

$240

TOTAL

$3,575

$2,530

Your Cost Per Paycheck

Bi-Weekly Rate Employee

$6.40

Employee + Spouse

$11.04

Employee + Child(ren)

$12.65

Employee + Family

$17.29

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