UPG
401(k) Retirement
Description Open Enrollment comes with big decisions. DirectPath can help! As you’re going through Open Enrollment this year, remember that you have a UPG Advocate to assist with questions about your benefits and health care options. This confidential, no-cost service is included as part of your benefits program.
Description XGS cares about your financial well-being, which includes having the financial resources to enjoy life once you retire. The 401(k) Plan helps you prepare for retirement. You can grow your account by making contributions and receiving matching contributions (if eligible) from the company in the 401(k) Plan. You decide how to invest your account, and your investments may grow tax-free until you take money out of the plan.. Eligibility: All XGS employees that are 18 years of age or older are eligible to participate in the 401(k) Plan as of the first of the month following completion of 6 months of service with the company.
Call UPG during Open Enrollment to:
z Learn the differences between your benefit options, so you can make the best decisions for yourself and your family
z Understand who is eligible for coverage
z Confirm your doctor is in-network for your chosen plan And remember, you can call your Advocate anytime throughout the year for help with:
Contact information VOYA FINANCIAL Phone #: 888-311-9487 www.voya.com/contact-us
z Reviewing your bill for errors and expediting corrections
z Appealing a denied claim and overseeing the process
Finding in-network providers
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Employee Contributions Contributions from your payroll may be made on a pre-tax or after- tax basis - up to the IRS annual limit. If you are 50 years of age or older you may make a catch-up contribution in addition to the normal IRS annual limit. Company Contributions The company may match a portion of the contributions you make to the plan during the year. The match program and formulary amount is discretionary. The 401(K) Plan provides for discretionary matching contributions in an amount to be determined by XGS. Currently the matching formula, based on a percentage of salary deferrals, is 50% of salary deferrals up to 6% of the employee’s eligible compensation - for a 3% maximum match.
Making appointments
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Verifying eligibility and coverage
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z Answering prescription drug questions and finding ways to save money z Coordinating care and providing education for complex or chronic cases z Explaining the Qualified Life Event process for birth of a child, marriage, etc. z Answering any question about how your benefits work Your UPG Advocate can answer your Open Enrollment questions, and any benefits or health care question throughout the year!
Contact information
Website: https://yourbenefits.as.me/xgsi
Driver’s Legal Plan
Description XGS offers drivers a legal plan through Drivers Legal Plan. All XGS drivers are eligible for this benefit, effective immediately upon enrollment and is not subject to the elegibility waiting period.
Contact information Klepper Law 800-580-8789 driverslegalplan.com
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