First Time Buyer February/March 2024

CONTENTS

18 Elliott Wright

ELLIOTT WRIGHT, PAGE 18

I USED THIS SAME ETHOS WHEN I

LAUNCHED ELLIOTT WRIGHT REAL ESTATES.

MY BUSINESS IS BASED ON TRUST 66 Hotspot We look at Winchester as a place to live.

REGULARS

the legal jargon. Stephen Ward, Director of Strategy and External Relations at The Council for Licenced Conveyancers, explains the terms you might come across. 98 Finance Council tax can be an overlooked cost when buying your first home. Kay Hill looks at the ins and outs of this property tax. 100 Market The Government has introduced its “green up our homes” initiative and the Welcome Home to Energy Efficiency campaign aims to help everyone improve their energy efficiency and save money too. Ginetta Vedrickas explains. 102 Agony Agent All your property questions answered by our panel of experts. 105 Buyer’s Guide Check out FTB’s Buyer’s Guide, which walks you through the property process. 110 Leasehold vs Freehold – What’s the difference? Coralie Phelan, Partner and Head of New Build Homes at Prince Evans Solicitors LLP, explains the main differences between buying a leasehold or a freehold home. 112 Directory Check which scheme is right for you, plus useful contacts.. 118 20 Questions We ask 20 quick-fire questions to a property expert and in this issue, Steve Hird, Director at Edward Thomas Interiors, is in the spotlight.

48 Hotspot We look at Ponders End as a place to live. 72 Hotspot We look at the North West as a place to live.

93 Competition

Five lucky winners have the chance to win 2 x 2L tubs ofV33 Renovation Cupboard & Worktop Paint in a colour of their choice worth £80.

94 First home, first meal Michelin-starred chef, Tom Kerridge, has created this recipe for delicious and warming hearty chicken and mushroom pot pies perfect for this time of the year. 95 Know How Trying to get a deposit together? Then these money-saving tips should come in very useful. 96 Jargon Busting The conveyancing process can be a little confusing when it comes to

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