Guidebook Contents
Welcome ............................................................................................................3 Plan Notes.......................................................................................................................4-7 Medical Benefits........................... .…………………………………………………………………………8 -9 Medical Plan Summary.....................................................................................................10 Prescription Benefits........................................................................................................11 Flexible Spending Account…………....……………………………………………………………….12 OtherBenefit Programs...................................................................................13-14 Dental Benefits ....................................................................................................15 Dental Plan Summary..........................................................................................16 Benefit Exclusions.............................................................................................................17 Vision Benefits................................ …………………………………………………………………………………… 18 Life and AD&D Insurance...........................................................................................19-20 Disability Benefits ........................................................................................................21-22 Common Questions.....................................................................................................23-24 Enrollmen t Guide……………………………………………………..………………………..…………………….25 Your Plan Right s…………………………………………………………………………….………………….26 Not es…………………………………………………………………………………………..………………………27 -29 Contact Informatio n………………………………………………………………….………………….……………30
About This Benefits Guidebook This Benefits Guidebook describes the highlights of Tishman's Employee Benefits Program in non-technical language. Your specific rights to benefits under this program are governed solely, and in every respect, by the official documents and not the information contained within this Benefits Guidebook. If there is any discrepancy between the descriptions of the program elements as contained within this Benefits Guidebook or other benefits enrollment materials you receive and the official plan documents, the language of the official plan documents shall prevail as accurate. Please refer to the plan-specific documents published by each of the respective carriers for detailed plan information. Eligibility for any benefit plan is determined by applicable plan documents and policies. You should be aware that any and all elements of the Tishman Benefits Program may be modified in the future to meet Internal Revenue Service rules or otherwise as determined by Tishman.
This Benefits Guidebook may not be reproduced or redistributed in any form or by any means without express, prior permission in writing from Tishman.
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