Merlino & Gonzalez June 2017


There are a million reasons why people put off seeing an estate planning attorney. Maybe they’re uncomfortable with the thought of dying, or maybe they can’t decide on legal guardians for their children. More commonly, people think that they’re too young to plan their estates and that they have plenty of time. In reality, nearly everyone can benefit from proper estate planning — or be hurt by their failure to look ahead. When you die, all of your property must pass to somebody. While some of it might pass automatically to a specific person depending on its type and how it’s held, other possessions require a formal directive, like instructions given in a last will or trust. An experienced estate planning attorney will examine your assets, family dynamic, and goals for the distribution of those assets to develop an estate plan that will minimize MEMES

potential estate taxes and other costs. This will enable those assets to pass to your loved ones as quickly as possible. Beyond your last will or trust, a robust estate plan will include other documents, like a durable power of attorney, health care proxy, or a living will. These documents typically only take effect if you become disabled or incapacitated. A durable power of attorney enables an appointed person to manage your financial affairs if you become incapacitated. Meanwhile, a health care proxy allows you to designate a person or group of people to make decisions in regards to medical treatment if you don’t have the capacity. A living will outlines the treatment you would like to have in the event you become unconscious, terminally ill, or unable to communicate. It may be uncomfortable to face your mortality, but it’s vital that you’re prepared for the unknown. With a proper estate plan, you can enjoy peace of mind knowing that your loved ones and family will be provided for and protected, regardless of what the future holds. EASIEST CHICKPEA CURRY MICHELE’S RECIPE CORNER


• 1 tablespoon olive oil • 1 large yellow onion, diced • 3 garlic cloves, minced • 1 (3-inch) cinnamon stick • Pinch of ground cloves

• 2 (15-ounce) cans no-salt-added chickpeas, rinsed and drained • 3 tablespoons ketchup • Salt and pepper, to taste • Chopped cilantro (optional) • Lemon wedges (optional) 4. Add chickpeas, ketchup, 1 teaspoon salt, 1/4 teaspoon pepper, and 2 cups water. Bring to a boil; reduce to a simmer, cover, and cook for 20 minutes. 5. Uncover and increase heat to medium-high; cook until sauce is slightly reduced, for 5 minutes. 6. Serve with chopped cilantro and lemon wedges, if desired.


1. In a large straight-sided skillet, heat oil over medium-high heat. 2. Add onion and cook, stirring occasionally, until dark brown around edges, for about 6 minutes. 3. Add garlic, curry, cinnamon, and cloves and cook, stirring, until fragrant, for 30 seconds.



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