Boomers October 2025

EYOND B oomers

B and

October 2025 • Issue 64 Celebrating the 55+ Community of Elgin County

Letter from the Editor 2018, in some ways, seems like it was just yesterday. Still, in just seven years, we have seen marijuana become decriminalized in Canada, a global pandemic, the rise of AI, more wars and sadly, less peace around the world and the promise of a region- changing gigafactory. In June 2018, we launched Hometown St. Thomas Magazine , followed up in October the

stories from our community, stories highlighting local businesses, events and people making a difference. I am so glad you have been along with us for this ride, which I assure you is far from over. Let’s hope the next seven years bring the world a bit of a smoother ride. When I look back at that first issue of Boomers & Beyond, I see how much both the magazine and our community have grown. What started as a small idea to share stories that matter to readers of a certain generation has turned into something much bigger. We’ve had the privilege of covering everything from health and lifestyle to history and local heroes, and it’s your support and interest that have made this possible. One of the things I love most about this magazine is how it has become a place for connection. Every month, we hear from readers who recognize a neighbour in one of our stories, who love our original crossword, who try out a recipe we’ve featured, or who discover a business they might not have known about. It’s a reminder that print, even in a digital age, still has a way of bringing people together. Of course, I would be lying if I said producing 64 issues hasn’t come with its fair share of challenges. From juggling deadlines to finding the right stories to making sure the pages look as good as they read, every issue has its own little adventure. But despite the challenges, it’s a job that continues to inspire me because I get to shine a spotlight on the incredible people and businesses that make our region such a special place to live. As we step into another year of Boomers & Beyond , I want to say thank you for reading, for supporting local, and for being part of this journey. The past seven years have been full of change, some of it unexpected, some of it exciting, and all of it memorable. I look forward to the stories we’ll share next, and to continuing this adventure together. oomers B and EYOND B Celebrating the 55+ Community of Elgin County October 2018 • Issue 1

same year with the launch of Boomers & Beyond Magazine . For seven years and 64 issues (we lost a few during said pandemic), we have been bringing you, our readers, local

TICKETS ON SALE NOW! Don’t miss out on an unforgettable night of talent and entertainment! Get your tickets now, with all proceeds supporting Hospice of Elgin. Last year’s show was a sellout, so be sure to grab yours early! Join us for St. Thomas Seniors Got Talent on Saturday, November 1st, 6:30 pm at the St. Thomas Seniors Centre. Tickets are $20 and available at the St. Thomas Seniors Centre.

ST. THOMAS SENIORS GOT TALENT 3

Presented by Nurse Next Door

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Page 2 Boomers and Beyond – Elgin • October 2025

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The Fretless featuring Madeleine Roger

East Coast Fiddles And Holiday Magic by Liz Gilroy Port Stanley Festival Theatre Artistic Director

Scrooge, Scott Maudsley. Dancing, music, special effects, costumes, and an incredible story come to life on the PSFT stage just in time for the holiday season. On a more personal note, I will be celebrating my first Christmas in Port, and I can’t wait. Discussions have already begun about where to put the tree [which is a decidedly pink sparkly one that I procured during the pandemic to perk us up], who might be visiting, the main course, desserts, libations, and the ultimate playlist for our listening pleasure. I know how lucky I am to have a warm home and friends and family, especially at this time of year. Not all of us are that fortunate, which Dickens reminds us of in A Christmas Carol , as he takes us on a journey to discover the true meaning of Christmas and to try and keep it in our hearts all year, which some days is easier said than done, even for the best of us. Maybe this year I’ll be able to find some of that kindness and generosity even in February, when we are amid winter’s mighty grip. The fall and winter look bright for PSFT with fiddles, stories, dancing, music, singing and joy. I’ve loved becoming a part of the community here in Port, and I hope you will join our community at the theatre; we are waiting with cozy seats and open arms.

The summer has passed, autumn is upon us, and the holidays are just around the corner. After a successful Summer Season at Port Stanley Festival Theatre (PSFT), we are looking forward to all our shows for the winter months. On November 8, The Fretless featuring accomplished singer/songwriter Madeleine Roger arrives to grace our stage, and the joint will be jumping! With their electrifying live shows, this award-winning Canadian foursome will transport our audience to an East Coast kitchen party, a dance hall, or a barn dance. They’ve toured across Canada, Australia, South America, Europe, Great Britain, and they were awarded Ensemble of the Year at the Canadian Folk Music Awards. With two fiddles, a viola, a cello, and the sublime vocals of Madeleine Roger, our theatre will be filled with a rich and distinctive percussive sound that redefines folk music and sounds like a 20-piece orchestra. It’s the perfect kitchen party for fall, so come enjoy the music and get cozy at PSFT this November. ‘Not a creature was stirring, not even a mouse’, but the theatre will be filled with holiday magic, ‘cause it’s back again..... A Christmas Carol . Last year’s staged reading of A Christmas Carol . was a huge hit, and this year’s production features Artistic Director Liz Gilroy and everyone’s favourite

A Christmas Carol It’s back and it’s bigger and better than last year! Saturday November 29, 1pm & 7pm

A STAGED READING OF

Christmas Carol ~A~

Join us in Port Stanley for a wonderful yuletide experience for the whole family! On Christmas Eve Ebenezer Scrooge is visited by three spirits, who take him on a journey into his past, present and future to show him the errors of his ways.

Adult, children and family group tickets available.

PortStanleyFestival FestivalTheatre Reserve Tickets 519-782-4353 www.psft.ca

sponsored by

by Charles Dickens adapted by Liz Gilroy

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Boomers and Beyond – Elgin • October 2025 Page 3

St. Thomas Seniors Got Talent: Act Three

The spotlight is ready to shine once again as St. Thomas Seniors Got Talent 3 takes the stage on Saturday, November 1st at 6:30 pm at the St. Thomas Seniors Centre. This community favourite promises another unforgettable evening filled with music, laughter, and heartwarming performances. With ten talented seniors stepping into the spotlight, a few surprises along the way, and the always- entertaining Mike Vecchio returning as Emcee, the third edition of the show is set to carry forward the tradition of celebrating passion and creativity at every age. Behind the scenes, the event thrives thanks to the support of its presenting sponsor, Nurse Next Door, who has been with the show since day one. Owner and Director Tammy Bale says the decision to support the show came naturally: “This event aligns perfectly with our core values and philosophy of care. We believe in ‘Happier Aging’, and that means getting clients back to doing the things they love doing!” For Tammy, the event is more than a sponsorship; it reflects the essence of her business. “We believe aging is something to be celebrated! We also encourage our clients as well as our care teams to be bold and live out their passions. This amazing event gives a stage to seniors to do just that, all while supporting an excellent cause and needed resource in our community.”

Living at Royal Oak Senior Living Rocks! See for yourself by booking a tour and complimentary lunch! That same excitement runs throughout the St. Thomas Seniors Centre, which has hosted the event since its beginning. Executive Director Angela Ostojic, who will co- host the evening, says the anticipation builds each year. “It is an exciting night out, combining heartfelt moments, genuine fun and community spirit. The excitement lies in the fact that it is always a surprise as to which skills will be showcased, whether it be comedy, music, dancing, or magic. The excitement the contestants have, that nervous energy.” Angela adds that the behind-the-scenes atmosphere is just as moving as what happens on stage. “We are fortunate to be present for every stage of the evening. We are always excited to host the event: the excitement and the friendly support between contestants in the green room while awaiting their turn; their family and friends supporting them from the crowd; watching the participants share their passion that they have practiced and perfected!” She admits that one part of the process especially touches her heart. “As the presenting sponsor, I have an opportunity to assist with the preliminary selection round. I find it especially touching when an audition is about to start, contestants nervously make their way to the front, and then they step fully into their brilliance! Whether I am tapping my toes along to the beat, laughing at the jokes or being moved to tears with their melodies, my heart is always so full by the end of that day. And it leaves me so excited for the big night.” That spirit of encouragement and togetherness is exactly what stood out to Larissa Caruana, Community Engagement

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Page 4 Boomers and Beyond – Elgin • October 2025

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Coordinator for Hospice of Elgin, when she attended the event for the first time last year: “What an incredible event it was! The energy was contagious, from the cheers of the crowd to the smiles on everyone’s faces; it was clear just how much heart and community spirit filled the day. What stood out most was the joy of participation, no matter the age or experience level. It was such a wonderful reminder that it’s never too late to learn something new or keep doing what you love. Truly a celebration of lifelong passion and togetherness!” Ticket sales from St. Thomas Seniors Got Talent support Hospice of Elgin, with hopes of surpassing $10,000 in donations over the event’s first three years. Larissa points out why this continued support matters: “Some people may wonder why fundraising is still so important now that the Hospice is open. The truth is, we need to raise about 50% of our annual operating costs ourselves. Government funding covers only half of our budget, and because our services are provided completely free of charge, we rely heavily on the generosity of our community to keep them that way.” She adds a heartfelt thank you on behalf of Hospice of Elgin: “Your support, generosity, and encouragement have meant the world to us. Without you, this project wouldn’t have been possible. Hospice of Elgin has truly been built for the community by the community, and that’s something to be incredibly proud of. Every contribution, every moment of kindness, every effort, big or small, has helped bring this vision to life.”

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With its mix of entertainment, community spirit, and charitable impact, St. Thomas Seniors Got Talent 3 is more than a show; it’s a celebration of passion at any age. Tickets are $20 and can be purchased at the St. Thomas Seniors Centre while they last!

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Boomers and Beyond – Elgin • October 2025 Page 5

AD SAVE I n recognition of Breast Cancer Awareness Month, all women aged 40 or older are encouraged to celebrate themselves by booking a screening mammogram. At St. Thomas Elgin General Hospital (STEGH), we offer comprehensive breast assessment services. STEGH has become a quality site with the ability to provide everything women need to keep healthcare testing close to home. We utilize state-of-the-art mammography equipment, which is accredited by the Canadian Association of Radiologists. This guarantees that we meet the standards for equipment. Our dedicated staff work hard to meet the criteria for performing a superior mammogram, and all of our radiologists are expertly trained. MEDIA GROUP 240 Wyecroft Road, Oakville, ON L6K 2G7 1 866 993-0600 drmg.com After being screened, 90 per cent of women will have a normal mammogram. However, if an abnormality is detected, Breast Cancer Awareness Month by Melissa Beilhartz, Manager, Communications and Engagement, St. Thomas Elgin General Hospital October is Breast Cancer Awareness Month. You may be surprised to learn that one in eight women will develop breast cancer in her lifetime. Breast cancer is one of the most commonly diagnosed cancers in Ontario, yet has one of the highest survival rates of all types of cancer. Most women who develop breast cancer do not have a family history of breast cancer; however, if you have a first- degree family member who was diagnosed, you may be at an increased risk. DIRECT RESPONSE

FULL PAGE 10.875”w x 6”h Women experiencing any changes in their breasts, such as a new lump, thickening of the skin, spontaneous clear or bloody discharge, or dimpling, should contact their primary care provider so that a mammogram or ultrasound can be ordered, depending on symptoms and age of the patient. PROOF DATE: Feb 20, 2024 TROSUN-0324-MAR-LNE-IBC-01 JAN FEB MAR OCT NOV DEC MAILING MONTH APR MAY JUN JUL AUG SEP MAILING M FULL PAGE 10.875”w x 6”h PROOF DATE: Feb 20, 2024 PROOF #: TROSUN-0324-MAR-LNE-IBC-01 JAN FEB MAR APR MAY JUN JUL AUG SEP Women between the ages of 40 and 74 can self-refer through the Ontario Breast Screening Program (OBSP) for a mammogram every two years. To book an appoint- ment at STEGH, call 519-631-2030, ext. 2517. PROOF our office will set up another appointment to investigate that abnormality. Of the women who may be recalled, a high percentage ultimately prove to be clear. Others may be followed closely for up to two years before returning to normal regular screening. Additional testing may include additional mammography pictures, a breast ultrasound, or a specialized test called Contrast Mammography. The reason that breast cancer is no longer the leading cause of death in women is due to early detection. Breast screening has been proven to save lives because cancer is identified and easily treated early. Did you know? Although breast cancer in men is rare, it can happen. According to the Canadian Cancer Society, less than 1% of all breast cancers occur in men. They estimated approximately 290 new cases of breast cancer in men would be diagnosed in Canada in 2024, and 60 men would die from the disease.

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Page 6 Boomers and Beyond – Elgin • October 2025

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Volunteer of the Month, June Harris Sponsored by Royal Oak by Peri Hayes

Barrie Family Hospice of Elgin is a non-profit organization founded on honouring life at life’s end. Welcoming their first resident in July of this year, the doors were opened to this community resource for those receiving palliative care. Hospice has been meticulously designed to reflect the cozy ambiance of a cottage. This transformational space fea- tures an array of thoughtfully crafted detailing. This vision has been brought to fruition through a dedicated team of care staff, along with incredible businesses, community members,donors, volunteers and more-- all passionate about operating the local, comfortable and supportive Hospice. In the recent past, June Harris began volunteering at Hospice’s reception desk. While describing her background, June offers, “I worked at STEGH in the 80s in palliative care. The need for hospice was great then, and I am happy to have been a fundraiser for Barrie Family Hospice of Elgin. Our Hospice Helpers team raised $37,000 with a Jersey Boys concert last year. Jim [June’s husband] was on the building committee for five plus years until their opening in July of 2025, so I watched it all come to pass.” Presently, June volunteers on Tuesdays from 8:30 am until 12:30 pm. She highlights her responsibilities in this space: “Assisting with administration, answering phones and greeting people in a friendly manner, as it may be a first- time experience for most to visit here.” June further conveys, “I have always been a community volunteer. I have served on several boards and find it fulfilling to give back to the community. Our Hospice is a very serene, peaceful place, and now my purpose is to be here to help others.” Located at 8 South Edgeware Road, Hospice is accep- ting volunteers. June shares that they are working to- ward building a base of 200 team members. Visit the elginhospice.com website to review the application form for volunteering. Those interested are invited to connect either

by phoning Hospice at 519-631-7495 or sending an email to volunteer@elginhospice.com. As June graciously concludes, “I have been so impressed with the generosity and support of the community in helping to bring ‘The Cottage’ to St. Thomas, and I am blessed to be part of the volunteer group.”

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Boomers and Beyond – Elgin • October 2025 Page 7

COMPASSION • WORKMANSHIP • GUARANTEED QUALITY ELGIN Monuments Although conversations about final wishes can be un- comfortable, Shawn believes they are invaluable. He says, “I’ve never heard someone say, ‘I wish Mom or Dad hadn’t planned ahead’. What I hear most often is, ‘I wish my parents had done this.’ Having those decisions made eases the burden and ensures that a person’s wishes are honoured.” Religious and cultural traditions also strongly influence the decision. “Ceremonies usually follow familiar customs, whether burial or cremation is preferred,” Shawn notes. “That familiarity provides a sense of comfort in a difficult time.” When asked if cost can be a contributing factor, he responded, “It’s a loaded question. It’s like asking a contractor how much it costs to build a deck. Generally, cremation is less expensive than burial. But a simple burial may cost less than a celebration of life. It all depends on what the family wants.” Both burial and cremation come with flexible service options. With burial, families may choose a visitation and service, a graveside ceremony, or something simpler. Cremation provides the same choices, with the added option of delaying the event to a more convenient time. Sometimes, families struggle to agree. Legally, the estate trustee or executor named in a will has the final say. If there is no will, Ontario’s Bereavement Authority sets out a decision-making hierarchy starting with the spouse, then adult children, then parents and other next of kin. “That’s why I always recommend preplanning and having a will,” Shawn emphasizes.

Pre-Planning: A Final Act of Care

Planning Ahead: How to Choose Between Burial and Cremation

When it comes to final arrangements, one of the most important choices families face is whether to select cremation or burial. Both offer meaningful ways to lay a loved one to rest, but the decision can involve practical, cultural, and personal considerations. Shawn Jackson owns and operates Shawn Jackson Funeral Home (SJFH) in St. Thomas, as well as Simplicity Cremation, a division of the SJFH, with Sheri Vindasius as managing director. Shawn notes that cremation and burial are the two main forms of final disposition. “You can choose a burial or interment of the body — embalmed or not — which is often referred to as a traditional burial,” he explains. “Or, you can choose cremation and then decide on burial, entombment, or scattering of the ashes. Most often, people have a clear preference. Our role is to provide information and options so families can decide how best to acknowledge an individual’s life before the final disposition takes place.” Shawn has observed a steady increase in cremation over the past decade. “The biggest factor is flexibility,” he says. “Cremation allows families more time to plan a service, more choice in how and where it’s held, and even when it will take place. It gives people more options for how they want to celebrate a life.”

Your Wishes. Your Legacy.

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Page 8 Boomers and Beyond – Elgin • October 2025

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Your Digital Afterlife: Protecting Passwords, Accounts, and Assets Preparing an estate plan is one of those tasks many people put off, but it can make all the difference for the family left behind. Lisa Jibson, Owner and CEO of A Matter of Life and Death and a Certified Executor Advisor (CEA), helps guide individuals through the often-overlooked steps of estate planning, both big and small. She says many people are surprised by what they don’t know. “Some assume that living common-law automatically entitles them to their partner’s benefits,” Lisa explains. “But if there’s a previous marriage that was never officially dissolved, the situation can become complicated. Others think they don’t have enough assets to warrant a will, or they don’t realize they can pre-pay their funeral at today’s prices. Even simple things, like being able to access a bank account, can cause problems if authorization isn’t in place.” One of the surprises Lisa has encountered is how differently banks and credit unions handle estate accounts. “Some institutions make you pay for bank drafts to cover bills, while others will print cheques and allow the executor to manage the account more independently. Each bank is different, so I encourage individuals to discuss this with their existing bank in advance. That way, their estate trustee is aware of the procedures and can avoid unnecessary delays and frustration.” Another area that has grown increasingly important is the digital side of estate planning. “Everything requires a password,” Lisa says. “If your family doesn’t have access

to your phone or email, shutting down accounts becomes nearly impossible. Uncancelled subscriptions tied to a credit card can keep draining money from the estate, and without a plan, social media accounts can remain active long after someone has passed.” Keeping this information secure is equally critical. Lisa suggests using secure password managers or keeping a written list with your will in a safe place, such as a home safe, safety deposit box, or with your lawyer. “Most utilities and companies allow you to set up a PIN or secret phrase. Keep that list separate from your passwords so no one can misuse the information before it’s needed,” she adds. For some families, appointing a professional estate trustee can prevent unnecessary conflict. “Death can bring out the worst in families,” Lisa notes. “Hiring a professional removes the burden from children or relatives and ensures that all paperwork, taxes, and accounts are handled properly. It also lets families focus on grieving rather than fighting.” The most important step, Lisa emphasizes, is to talk about your wishes. “Have the hard conversations while you’re alive and well. Decide on who should handle your estate, make plans for pets or minor children, and clearly outline funeral or celebration of life wishes. Most importantly, ensure you have a will—don’t die intestate.” For Lisa, helping people prepare brings deep satisfaction. “I love seeing people relax once their estate plan is in place. They can get back to enjoying life, knowing everything is taken care of.”

When your path leads to pre-planning, stop by to meet our caring and professional individuals!

Allan Hughson Owner, Licensed Funeral Director

Dave Gifford Licensed Funeral Director

Ali (Hughson) Harris Licensed Funeral Pre-Planner

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Caylie Grech Licensed Funeral Director

(519) 631-0850 45 Elgin Street, St. Thomas www.williamsfuneralhomeltd.com

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Boomers and Beyond – Elgin • October 2025 Page 9

Four Options For Choosing An Executor Or Attorney by Rod Rattray, Certified Executor Advisor

and continues until all estate matters are settled, which, in Canada, takes an average of two years. Selecting an Attorney and Executor needs careful and thorough consideration. These roles require skills, knowledge, patience, a calm temperament and the ability to cooperate with others. It’s a critical decision that causes many people to neglect writing their Will and Power of Attorney documents. This leads to long, expensive delays in provincial court, meaning your family and beneficiaries will wait much longer to receive your gifts, which are reduced by added estate expenses. Here are four options for appointing an Executor for your Will and an Attorney for your Power of Attorney documents. The first option is not really an option, as you must appoint someone. Avoidance leads to long, expensive delays. Someone would need to apply to the provincial court with legal assistance to be appointed as an Attorney or Executor of your affairs. Applicants could be anyone, even someone you do not want. If the Court decides, it could appoint the Public Guardian and Trustee. In any appointment, the person appointed will be bound to follow provincial guidelines because no Will or Power of Attorney documents exist to state your wishes. The second and most common option for appointing an Executor or Attorney is a spouse, child, sibling or well- known friend. Many people used to consider being asked a tremendous honour. While the person appointed

People spend a lifetime managing their financial affairs. We buy and sell property, houses and vehicles. We negotiate loans and mortgages and work to pay them off. We try to save and make investment decisions to prepare ourselves for a comfortable retirement. Right up until someone passes away, many people try to be diligent and careful stewards of money and possessions. Why then, do at least half of Canadians neglect the vital step of having a valid Will and Power of Attorney? A Power of Attorney for Property authorizes someone else to act on your behalf and manage your financial and property affairs, such as banking, paying bills, and even arranging home maintenance if you are unable to do so. A Power of Attorney for Personal Care authorizes someone else to make medical decisions on your behalf, such as treatments, prescriptions, and even end-of-life decisions if you are unable to do so. In both cases, the authority of these Attorneys ends when you pass away. A Will is your written instructions and wishes for what happens to your ‘stuff’ after you pass away. Your wishes are carried out by someone you appoint, called an Executor. The Executor’s authority only begins after you pass away

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Page 10 Boomers and Beyond – Elgin • October 2025

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should have some of the highest personal integrity and trustworthiness, it is not really an honour. Accepting this appointment is a massive commitment of time, energy and effort. As mentioned, appointees need financial skills, patience, and a calm demeanour to communicate effectively with different personalities. They will be committing 60 to 90 hours and up to two years to settle your estate. These appointees must also grieve while settling your estate. But what if you have no one available or capable to appoint? The third option is to appoint a Corporate Executor or Attorney through an established and reputable trust company. Your affairs will be managed by financial professionals who do this work every day. It’s their job, so they know it well. While empathetic to a grieving family, a Corporate Executor will not be distracted by grief. Trust companies often only consider estates with a minimum value of at least $750,000 or even $1 million, leaving many Canadians ineligible. A trust company will not consider acting as Attorney for Personal Care. A fourth option is to appoint a Professional Executor or Attorney. While similar to the corporate option, there are two notable differences. They have no minimum estate value requirements and can also act as an Attorney for Personal Care. Such professionals may work in independent practice or as part of a team in an incorporated firm. They, too, are established, reputable, certified estate professionals who offer diverse financial and estate experiences to manage your affairs. If you’re someone who is procrastinating because you believe you have no one capable or available to appoint as your Executor or Attorney, you do have options. A Corporate or Professional appointee can step in and ensure your wishes and best interests are still fulfilled.

A monument to a life well lived When a loved one passes, it can be difficult to see beyond those initial days, weeks, and months of grief and loss. And then there all the million little things that need to be taken care of when someone passes, from funeral arrangements to dealing with a person’s estate. Each decision to be made is emotionally charged during this time, making them infinitely more challenging, which is why preplanning is so important. Preplanning as much as you can relieves the stress and burden from your loved ones during a difficult time. This includes choosing your desired memorial . A memorial should be more than just dates and a name. With so many options available, it’s important to choose the right place for the job. Lee Memorials has been serving our community for three generations, helping each customer to memorialize a life well lived. They have the experience and knowledge necessary to create a custom memorial that is uniquely yours, featuring a custom design with your choice of engraving or CNC imaging. Are you a dyed-in- the-wool fan of a certain hockey team? Are you a part of an organization or profession you’d like to be remembered for? Why not have their logo on your memorial? These special touches can make your memorial extra- special, and when you pre-plan and take care of those details and wishes ahead of time you not only get what you want, but you give your loved ones a gift by easing the burden on them. It can be very challenging to make decisions when one is grieving, not only because we aren’t thinking clearly and are overcome with emotion, but also because we may worry that we aren’t making choices that our deceased loved one would have wanted. Pre-planning and purchasing your memorial takes those worries away . A memorial is a lasting tribute to a loved one. Let Lee Memorials help you create something by which you will be proud to be remembered.

Boomers and Beyond Elgin October 2025 cover Artists Valda-Christine Glennie and Denise Antaya are taking in the inspiration on an early fall afternoon at the Sparta Lavender Farm. Photo by Geoff Rae

End of Life & Estate Planning Lisa Jibson, MPA, CEA Certified Estate Advisor

Serving Elgin County for 3 generations Monuments ∞ Markers ∞ Engraving 43546 John Wise Line 519-631-8668 519-637-3385 (after hours) www.leememorials.ca

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Boomers and Beyond – Elgin • October 2025 Page 11

More Than a Sale: How Auctioneers Keep Families Together When a loved one passes away or when a senior moves from their longtime home, families are often left with the overwhelming responsibility of settling an estate. Deciding what to keep, what to sell, and how to handle a lifetime of belongings can quickly turn into an emotional and stressful process. That’s where an experienced estate auctioneer like Mark Cosens of Cosens Auctions & Appraisals in St. Thomas can make all the difference. Mark grew up in the business. His father, Donald L. Cosens, started the company in 1969 at the suggestion of a local lawyer who saw the need for someone who truly understood antiques and ‘old stuff’. Mark was just a toddler then, but by 1992, he had taken over the business. “I’ve been around auctions my entire life,” he says. “It’s not for the faint of heart to sort through a house and prepare everything for sale. That’s where I come in.” The world of estate sales has changed dramatically. “Gone are the days of live auction halls,” Mark explains. “Now, everything is done online. I work directly out of the house, photograph and catalogue the belongings, and sell them through a competitive online bidding system.” The approach ensures better results than garage sales or online listings on sites like Facebook Marketplace, where sales are slow and inconsistent. “At an auction, everything goes, and for a fair value,” Mark says. “What doesn’t sell,

I make sure is donated or disposed of properly. Families don’t have to lift a finger.” But Mark’s service goes beyond belongings. He also prepares and sells the home itself, providing a seamless transition from start to finish. “It just makes sense,” he says. “I’m already in the house, getting to know it as I prepare the estate. That knowledge helps me market it effectively. And because I work on a small commission, families save compared to traditional options.” This full-service approach relieves families of a tremendous burden. Settling an estate often stirs up emotions and, unfortunately, disagreements. “It’s the ruin of many siblings, trying to divide things themselves,” Mark notes. “By bringing in a neutral professional, families avoid fights and stress. More than once, I’ve had people tell me I saved their relationships.” As a certified appraiser, Mark can also provide valuations for probate, giving families clarity and confidence in their decisions.“I feel privileged to help seniors and families at such a personal time,” he says. “It’s not just about selling things, it’s about making the process easier, respectful, and fair.” For families navigating an estate, hiring a professional means more than just maximizing value. It’s about peace of mind, knowing every detail, from the kitchen cupboards to the sale of the house, has been handled with care.

Hilary J. Vaughan B.Sc. (Hons.), LL.B. Barrister & Solicitor 83 Curtis Street St. Thomas, ON N5P 1J3

Tel: 519-631-0909 Fax: 519-631-7682 Specializing In: ~ wills, estates, trusts ~ business law ~ real estate & mortgage transaction s

750 Talbot St.• Suite 203 • St. Thomas • ON 226-210-1086 • office@simplicity-cremation.ca WWW.SIMPLICITY-CREMATION.CA Honouring a Life with Flowers as Unique as They Were Every life deserves a personal tribute. Whether it’s golf tees, knitting needles, fishing lures, or tiny train sets, we can incorporate meaningful items and hobbies into custom funeral arrangements. Let us help you tell their story, beautifully, thoughtfully, and with love. 175 Sunset Drive • (519) 631-3600 www.fellowfernleaflowers.com Fellows Fernlea Flowers St. Thomas’ local florist since 1995

Page 12 Boomers and Beyond – Elgin • October 2025

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% Why is that small number SO BIG?

Famous Works of Fiction Waterways, Crown land, and provincial parks are generally open for scattering ashes, though Jackson advised families to confirm first. “Most provincial parks permit it, but it’s always best to check. For municipal parks or public spaces, you’ll want to confirm with the municipality to avoid any surprises.” Environmental care is also a consideration. Families should avoid scattering near drinking water sources, docks, or swimming areas, and should never leave behind items like plastic flowers or notes. “We encourage people to scatter gently or to use biodegradable urns,” Jackson notes. “It’s about showing respect not only for the person, but also for the land and future visitors.” Understanding the Rules of Scattering Ashes in Ontario The decision of where and how to scatter a loved one’s ashes is deeply personal, but it’s also one that comes with questions about legality, permissions, and best practices. Heather Jackson, Manager of the St. Thomas Cemetery, shared important guidance to help families navigate this sensitive process. “In Ontario, there is no requirement for a provincial licence or permit to scatter cremated remains,” Jackson explains. “The only conditions are that it’s done respectfully, and not in locations where it is expressly prohibited.” Families may scatter ashes on their own property, on another person’s property with permission, or into provincial waterways such as the Great Lakes. When it comes to private land, the rules are straightforward. “You can scatter on your own property without any issue,” Jackson says. “But if you want to scatter on someone else’s land, you must have their explicit consent. If the landowner wants to allow multiple scatterings, the site would need to be licensed and operated as a cemetery.” Because scattering ashes can be emotionally charged, Jackson emphasized the importance of open conversations among family members. “Talk about your wishes early. If those conversations don’t happen until a will is read, it can be too late. A scattering garden, like the one here at St. Thomas Cemetery, offers families a permanent, peaceful option that avoids conflict and uncertainty.”Scattering gardens provide continuity for future generations and eliminate logistical concerns. “Families don’t need to worry about bylaws or permissions,” says Jackson. “It’s a tranquil space, maintained for remembrance.” Above all, etiquette matters. “Be discreet and considerate when scattering in public,” Jackson emphasizes. “Check wind direction, respect bystanders, and remember, it’s a moment of private remembrance.” By understanding the laws, showing environmental respect, and communicating openly, families can ensure their loved one’s ashes are scattered with dignity and care.

2% is the commission charged at Cosens Auctions for all of our real estate auctions. Have an estate you need to deal with but you don’t have the time or energy? Downsizing and can’t take it all? Skip the yard sales and call Cosens Auctions & Appraisals first. We don’t just auction the home, we will get it ready for sale, including clean up.The online auction wouldn’t just be the home, it would be the furniture, collectables, vehicles, Bric a Brac etc. • Cosens Auctions & Appraisals was established in 1969. • Save your free time and family drama. • Listed on MLS, REALTOR.ca, Auction Sites, Social Media and Mailing lists. • Maximize your offer with multiple open bids. • You have final approval of auction sale price. www.cosenauctions.com SOLD AT AUCTION Cosens Auctions

With so much to gain, and nothing to lose, make sure you call Mark first!

Mark Cosens Call or Text 519-282-8044 777 Talbot St., St. Thomas ON N5P 1E3 mark@cosensauctions.com

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Boomers and Beyond – Elgin • October 2025 Page 13

Continual Living, Loving and Learning Presenting Pop-Up Seniors’ Centres in Aylmer by Peri Hayes

Nurse Next Door

Susie Wray, Manager of Parks and Recreation for the Town of Aylmer since January of 2024, has been actively involved in municipal recreation for the past 25 years. Susie delightedly discusses one of the latest connective opportunities for senior citizens in the local area. “We have heard from our community how much they value connecting with their peers,” Susie recognizes. “The Pop- Up Seniors’ Centres will add to the existing recreational opportunities available to older adults in Aylmer, and offer additional opportunities to be active, social and connected to the community.” This service is available to all who are interested in attending, as there is no limitation to participation. While detailing what this program entails, Susie highlights, “Older adults in Aylmer are welcome to enjoy coffee, social time, cards, games, activities and special presenters at weekly Pop-Up Seniors’ Centres.” In this setting, the senior voices of the community will be heard through sharing ideas for shaping further local seniors’ programming.“ This program is free to all in attendance.” Pop-Up Seniors’ Centres are facilitated on Monday and Wednesday from 9:00 am to 12:00 pm. The Monday session is hosted at Old Town Hall on the second floor of the building, which is accessible by elevator and stairs. Meanwhile, the Wednesday gathering is held at the East Elgin Community Complex in the Blue Line Room. As Susie exclaims, “The Pop-Up Seniors’ Centres are available September through March, thanks to grant funding through the Government of Ontario.” This programming began on September 15th and will operate until the end of March, with the exception of

1-519-859-5070 nursenextdoor.com

holidays. Susie warmly invites, “Participants are welcome to drop in at any time between 9:00 am and 12:00 pm, or stay for the entire morning. Registration is not required.” Those with inquiries are welcome to phone the East Elgin Community Complex at 519-773-5631, or visit the Town of Aylmer’s website at aylmer.ca to further view the details. Search ‘Active Living Aylmer’ to explore the ‘Adults 55+ FREE Programming’ section. Remain engaged and nourish your social soul through Pop-Up Seniors’ Centres.

Page 14 Boomers and Beyond – Elgin • October 2025

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Once Upon A Letter Brings Storytelling Back to the Mailbox In today’s world of instant messages, endless emails, and screen fatigue, one local entrepreneur is offering a refreshingly old-fashioned way to enjoy stories. Chris Heil, founder of Once Upon A Letter, has created a subscription service that delivers immersive, narrative-driven letters straight to your mailbox. “There’s something timeless about holding a letter in your hands,” Chris explains. “In an age dominated by screens, letters offer a slower, more intentional way to experience a story. A physical letter feels personal, tangible, and memorable -- it’s something you can keep, revisit, or even display.” Subscribers receive two letters each month, with each subscription running as a 24-letter series that gradually unfolds like chapters in a novel. The anticipation of waiting for the next envelope, Chris says, is part of the experience. “That sense of anticipation simply can’t be replicated by email or blogs.” The stories themselves span a variety of genres, from historical adventures to mysteries and romances. “For example, one subscription takes you into the heart of WWII through the letters of Edward and Maggie, while another transports you to 1920s Egypt with archaeologist Arthur Finch,” Chris shares. “Each series immerses readers in vivid characters, suspenseful twists, and heartfelt moments.” Attention to detail is central to the experience. While the letters aren’t handwritten, they are styled to look

authentic and often arrive on premium stationery with era-appropriate designs. Some even include extras like telegrams, postcards, or maps that deepen the storytelling. “Each letter is crafted to feel immersive,” Chris says. “We want it to be more than just reading, it’s an experience.” The appeal of Once Upon A Letter is broad. Seniors often enjoy the nostalgic charm of traditional mail, while younger readers appreciate the escape into a different time or place. Families sometimes subscribe together, treating the letters as shared stories to read aloud. “It’s really for story lovers of all ages,” Chris notes. Beyond entertainment, Chris hopes the letters provide something even more valuable in today’s fast-paced world: a pause. “We hope it feels like a pause button in the rush of daily life,” he says. “The letters encourage readers to slow down, savour a story, and look forward to the next chapter.” Subscriptions are available at OnceUponALetter.ca, where readers can explore

different storylines and choose a plan. The first letter ships within three business days, with new installments arriving twice a month, delivering a little mystery, history, or romance right to your door.

2025 Fall Leaf and Yard Waste Collection October 21 – November 28, 2025 Residents will have an opportunity to place organic material out in paper bags or bundles every week on their waste collection day during this period. Only material set out in paper bags will be collected. Material placed out in plastic bags will not be collected and will remain the responsibility of the property owner. Residents are still encouraged to utilize their green cart to their fullest ability. Acceptable Material Includes: Grass, leaves, weeds, plants and brush (no longer than 3 feet and no thicker than 2 inches in diameter) Acceptable Set Outs Incude: • Material set out in paper yard waste bags weighing no more than 45 lbs. • Bundles of brush weighing no more than 45 lbs. The Community Recycling Centre at 330 South Edgeware Road accepts leaf and yard waste from St. Thomas residents free of charge (5 Bag Maximum) for those who do not wish to utilize the curbside program.

For more information call 519-631-1680 ext. 4258 or go to www.stthomas.ca Please have all material out by 7am on your collection day.

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Boomers and Beyond – Elgin • October 2025 Page 15

From Over the Hill: Concerning Coffee by Peter Bloch-Hansen

When my parents deemed me old enough, they let me drink coffee. Be- cause of caffeine’s bad press in those days, I declined, declaring it ‘the

noxious fluid’. Oh, the follies of youth. When, having looked into it during my independent 20s, I started drinking coffee, I discovered, ‘Wow! This stuff is amazing’. You know – up late, studying or just getting going in the morning after a restless night (probably from too much coffee); the sophistication of sipping a steaming mug in a chic coffee bar while delicately munching a fine almond croissant – or chugging from a steel thermos on break at the job site with the guys: bliss! So is coffee bad? The Mayo Clinic says this: “Drinking coffee can be healthy. For example, studies find that coffee drinkers have a lower risk of death from any cause compared to people who don’t drink coffee.” So drink up, folks! Um, not so fast. There are also some mostly mild harms from the caffeine -- getting too much. So, drink it but … not too much. So how much is too much? Depends. I knew people who could drink oceans of coffee, with no ill effects

at all; an epitome of coffee prestige eluded me. No, two cups and I started feeling shaky, and (blush) cranky. So, I concentrated on quality. I grind the beans at home before use – aroma!. I like a medium roast, so I avoid Starbucks where, American style, they destroy richness and subtlety of flavour. Organic beans have a smoother taste that goes down easy – no stomach upset, no lingering aftertaste. I tried different varieties, my favourite being Ethiopian Yirgacheffe – hard to find, but available. Coffee affects people differently; some are sensitive to it; some, outright allergic; others can blissfully chug away all day. So, like everything comestible, it comes down to what your body tells you, if you pay attention. So my ruling? I drink coffee for the flavour, to be sipped and savoured – preferably with a friend and no later than mid afternoon. Peter can be reached at blochhansenpeter@gmail.com

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Page 16 Boomers and Beyond – Elgin • October 2025

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