Mid Atlantic Real Estate Journal — New Jersey — December 7 - 20, 2012 — 3B



hether you are an in- dividual who owns a home or a business W By Louis Niedelman, Cooper Levenson, Attorneys at Law From hurricane damage to receipt of insurance proceeds Federal and State tax returns for the past three years as back-up documentation; this notification should be in writ- ing by way of fax or email;

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6. You may need the services of a Public Adjuster to guide you through the damage evaluation and insurance claim processes; be sure that your chosen Public Adjuster is reliable, competent and qualified; 7. Business interruption insur- ance coverage: If you have this in- surance coverage, it is important that you take steps as soon as possible to document your loss of business revenue and profit: A. Collect the past three years of business records that reflect your business revenue and profit; B. Obtain your business

owner or op- erator, it is very impor- tant that you immediately initiate the quest for ad- equate insur- ance proceeds

C. Be sure that your insurance agent or broker is on written notice of a business interruption claim; D. If your business must close because certain of your vendors have closed down due to Hur- ricane Sandy, this must also be documented. Louis Niedelman, Esq., chairman of Cooper Leven- son’s Insurance Defense Liti- gation Practice Group, also chairs the new “Hurricane Sandy Disaster Relief Unit” of the firm. ■

 Tenant Representation  Real Estate Investments  Research/Information

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Louis Niedelman

from your homeowners insurance company or your business insur- ance company following the im- pact of Hurricane Sandy. There are priorities that I will identify in this informational bulletin: 1. Locate and secure all your individual and business insur- ance policies. If you do not have them, contact your insurance bro- ker or agent to secure a copy; 2. Take photographs of all exterior and interior damage with date stamps on your pho- tographs; 3. If you must dispose of dam- aged property, create a list of each itemwith a photograph and a description, and the date of original purchase and purchase price. Purchase receipts are your best evidence of value; 4. If you have photographs of your property, interior and exte- rior, taken before this hurricane, preserve these for comparative purposes; 5. Contact your insurance agent or broker to report the damages which you have suffered and to initiate the claims process; a section of the Mid Atlantic Real Estate Journal P.O. Box 26, Accord, MA 02018 781-871-5298 • 800-584-1062 fax 781-871-5299 www.marejournal.com New Jersey Real Estate Journal

“Building Successful Relationships” is our Mission. Wolf Commercial Real Estate, LLC Lamrel Oac Corhorate Cefter A )()( Ha\\ofÕel\%:erlif Roa\ A Smite ,(, A Noor`ees, NB (0(,+ P 0-. 0-/%.+(( A > 0-. *0+%+1-( A www.wolfcre.com ¡ *()* WCRE All Ri_`ts Reserne\

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Publisher Michael Campisi mcampisi@marejournal.com

Call your Broker, call us, or visit www.hellerpark.com

2012 Leasing total to date: 2,442,438 SF

Section Editor Karen Vachon editor@marejournal.com

205 Mill Road, Edison NJ 08837 (732) 287-4880

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