INSURANCE COMPANY TACTICS
If that fails, then a lawsuit is quickly filed and a court date is set to allow a jury to determine the fault of the parties and the proper amount of compensation for your injuries, harms, and losses.
While no case is typical, an average car accident case might reasonably look like this:
It’s no secret insurance companies exist to make money; they’re businesses, after all. Many of their commercials are designed to make you chuckle and remind you that they are on your side. However, the day you actually need to call an insurance company and make a claim is the day reality sets in. The goal of the insurance company is to pay you as little as possible so they can quickly close the case, even if they pay you nothing in the end. Here are some of the different tactics they use in order to do just that. Delays If you’ve been on the phone with an insurance company in the past because of a claim, you know it can be a lengthy process. You just want to get on with your day, and the insurance adjuster knows that. One phone call isn’t going to resolve your case. They may drag it out for weeks or months. In the middle of it all, they may tell you the amount they’re willing to pay. It’s almost always a low offer, but they know you need the money and you just want to get it over with. But if you take their offer, it comes with terms: The case is settled and you won’t get anything else, even if you need it. Requests When you’re on the phone with an adjuster, it’s common for them to make requests for just about every piece of information or documentation related (or even unrelated) to your claim. You may send that information to them, but when you call again, it still hasn’t arrived or is missing. They sometimes ask you for the same paperwork multiple times. It’s a runaround designed to get you to accept their initial lowball offer. 3 Strategies Adjusters Use to Pay You as Little as Possible
• 5–8 months for minor injuries, and the case is settled before a lawsuit has to be filed. • 6–12 months for more serious injuries, and the case is settled before a lawsuit is filed. • 1–2 years if a lawsuit is filed on your case because the insurance company contests liability or doesn’t want to adequately pay for the damages; this can also take longer if there is a catastrophic injury or loss of life involved and a lawsuit and/or trial is necessary.
This answer comes direct from the blog at clarkharmonsonattorney.com/blog. To read more, be sure to visit the website!
PALEO TOMATO BASIL SALAD
INSPIRED BY NOM NOM PALEO
The main course on the Fourth of July almost always works with paleo diets, but that isn’t always the case with sides and appetizers. This salad offers a great way to enjoy some paleo fare without having to resort to only eating grilled meats.
INGREDIENTS
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1 tbsp aged balsamic vinegar
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1 small shallot, thinly sliced
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1 tbsp extra-virgin olive oil
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4–5 medium tomatoes, preferably heirloom, seeded and cut into wedges 6–10 medium basil leaves, cut into ribbons
Questions Adjusters bombard claimants with questions related to their medical condition after an accident. They are trying to come to one conclusion: that you don’t really need the medical care you claim to need. They don’t want to pay for the care you really need or have had. Most insurance adjusters are not medical professionals and do not have a health care background. That’s why it’s crucial to carefully track everything after an injury. The more documentation you have, the better.
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Salt and pepper, to taste
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DIRECTIONS
1. Place shallots in balsamic vinegar for 15 minutes. Drain and pat dry using paper towels. 2. Assemble tomatoes on a plate, top with basil and shallots, and season with salt and pepper. 3. Drizzle olive oil over top of salad and serve immediately.
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