Norton LifeLock Benefit Plans
LifeLock with Norton Benefit Essential
LifeLock with Norton Benefit Premier
LIFELOCK IDENTITY THEFT PROTECTION
Financial & fraud protection • Proprietary LifeLock Identity Alert System †
It’s the foundation for all LifeLock services. We monitor for fraudulent use of your Social Security number, name, address, or date of birth in applications for credit and services. The patented system sends alerts by text, phone ‡‡ , email, or mobile app. • Identity verification & SSN alerts † Banks and other companies may attempt to verify your identity when you open a new credit card account, get a car loan, or even when logging into your banking account online. This is done by asking you questions only you should be able to answer, like the name of your best friend or by texting you a one-time usage code. But what happens if a cybercriminal is attempting to impersonate you to open new accounts? We monitor our network and alert you if we detect a bank, utility or other company attempting to verify your identity so you can take action to help protect your identity, if this was not initiated by you. • Credit monitoring 1 Credit monitoring is one of the critically important dimensions to monitor to detect potential identity theft issues as changes are made to your credit file. As a LifeLock with Norton Benefit Plan member, we monitor key changes to your credit file at one or three of the leading credit bureaus, depending on your plan, and alert you to help detect fraud. • Credit reports & credit scores Online access to your credit reports and credit scores from the primary bureaus. It’s a convenient way to see details of your credit history over the past year. The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Third parties use many different types of credit scores and are likely to use a different type of credit score to assess your creditworthiness. Do your bank and credit card companies send you alerts to verify transactions? Centralize your banking alerts into one place with LifeLock Transaction Monitoring. Help protect your finances against fraud by monitoring existing accounts with alerts that notify you of cash withdrawals, balance transfers, and large purchases. • Recurring charge alert † We monitor your bank, savings, and credit card transactions to help identify potential fraud. If a monthly recurring charge increases, we will alert you so you can take action if necessary. • Unusual charge alerts • Checking & savings account application alerts † Continuously searches for your personal information in new bank account applications at national banks, local banks, and credit unions from coast to coast. • Bank account takeover alerts † Smart identity thieves use their computers to take over accounts or add new account holders to existing accounts. LifeLock helps protect your finances by monitoring for these changes. • Student loan activity alerts † We monitor the activity of your student loan accounts. • 401K, HSA, & investment account activity alerts (employer & personal accounts) † How often do you check your 401K balance? How soon would you find out if money was stolen? Investment and retirement accounts are often the lifeline for financial growth. We help you protect your nest egg by alerting you to withdrawals and balance transfers. • Payday & sub-prime loan monitoring † Detects if someone attempts to obtain an online payday loan using your identity. Lifestyle protection • Dark web monitoring (100+ data points driven by human operatives & AI) Identity thieves can buy or sell your personal information on hard-to-find dark websites and forums. LifeLock patrols the dark web and notifies you if we find your information, such as your username, • High-risk transaction monitoring (all financial accounts) Get alerts to unusual bank and credit card activity. • Debit & credit card activity alerts †
One-bureau 1
Three-bureau 1
One-bureau 1 monthly
One-bureau 1 daily / Three-bureau 1 annual
password, IP address, or gamer tag. • Data breach notifications
How many organizations and companies store your information in their databases? Your information is virtually everywhere, from doctors, insurance companies, employers, even your favorite retailers. We let you know about large-scale breaches, so you can help protect your personal information.
† LifeLock does not monitor all transactions at all businesses. ‡‡ Phone alerts made during normal local business hours. 1 Credit features require setup, identity verification and sufficient credit history by TransUnion and/or Equifax. Credit monitoring features may take several days to activate after enrollment.
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