2025 Higher Education Learning Solutions Catalog

Intermediate Accounting Essentials Volume 1

ABOUT THE AUTHOR

Albert I. Rivera, MBA, CPA, CRA He is a certified public accountant and certified risk analyst with an MBA degree from De La Salle University-Manila. He is a proud graduate of the University of the East-Manila with a BS Accountancy degree. He also holds Career Service Professional and Subprofessional Certificates issued by the Civil Service Commission. Mr. Rivera is a CPA reviewer in Financial Accounting and Reporting for Advanced Review Solutions. He is also the integrated reviewer in Financial Accounting and Reporting for De La Salle University, San Beda University, University of the East, and Far Eastern University-Makati. He is a former reviewer and professor at Far Eastern University-Manila, San Beda College Alabang, PSBA-Manila, CTD Review Center, and NRC Review Center. Moreover, Mr. Rivera is the financial and operations consultant for the KNC Group of Companies.

RighttoRepurchase ................................................. 101 LegalRedemption................................................... 106

CHAPTER 7: ASSIGNMENT OF CREDITS AND OTHER INCORPOREAL RIGHTS

112

2024 04-AC-00054-0 978-621-04-5165-8 BS in Accountancy

COPYRIGHT: ITEM CODE: ISBN: PROGRAM:

UNIT II CREDIT TRANSACTIONS AND CONTRACTS OF SECURITY

119

CHAPTER 1: COMMODATUM AND MUTUUM

121

Commodatum versusSimpleLoan;Perfection............................ 122 Nature of Commodatum .............................................. 122 ObligationsoftheBailee ............................................. 123 ObligationsoftheBailor.............................................. 125 Nature of Simple Loan or Mutuum ..................................... 127

CONTENTS

CHAPTER 2: LETTERS OF CREDIT

Right to Repurchase . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 101 LegalRedemption................................................... 106

133

Parties to a Letter of Credit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 136 HowtheLetterofCreditOperates ..................................... 139 Doctrine of Independence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 141 Fraud Exception Principle ............................................. 143 DoctrineofStrictCompliance ......................................... 144

CHAPTER 7: ASSIGNMENT OF CREDITS AND OTHER INCORPOREAL RIGHTS

112

UNIT II CREDIT TRANSACTIONS AND CONTRACTS OF SECURITY

CHAPTER 3: GUARANTY

150

119

Nature and Extent of Guaranty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 150 Effects of Guaranty between the Guarantor and the Creditor . . . . . . . . . . . . . . . 157

CHAPTER 1: COMMODATUM AND MUTUUM

121

Commodatum versusSimpleLoan;Perfection............................ 122 Nature of Commodatum .............................................. 122 ObligationsoftheBailee ............................................. 123 ObligationsoftheBailor.............................................. 125 Nature of Simple Loan or Mutuum ..................................... 127

v

CHAPTER 2: LETTERS OF CREDIT

133

Parties to a Letter of Credit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 136 HowtheLetterofCreditOperates ..................................... 139 Doctrine of Independence . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 141 Fraud Exception Principle ............................................. 143 Doctrine of Strict Compliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 144

CHAPTER 3: GUARANTY

150

2025 Higher Education Learning Solutions for the Business and Accountancy Program 33

Nature and Extent of Guaranty . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 150 Effects of Guaranty between the Guarantor and the Creditor . . . . . . . . . . . . . . . 157

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