UNDERSTAND HOW MUCH YOU WILL HAVE TO PAY!
Insurance terminology can be confusing. There have been several instances where our patients don’t understand their benefits because they simply don’t know what to ask their insurance providers. Below we’ve provided some definitions for some common terms that you can discuss with your insurance provider prior to scheduling an appointment: 1. What is a copay? A copayment, also referred to as a copay, is a fixed amount of money that a patient may have to pay prior to receiving a medical service. The amount of each patient’s copay is defined by their insurance company, and may vary depending on what plan you have. In some cases, copays may even be waived altogether by your insurance provider. To find out what your copay may be for physical therapy services, contact your insurance provider. We will also discuss copays with you before your first appointment. 2. What is a deductible? A deductible is a fixed amount of money that an insured patient must pay out of pocket, before the insurance company will pay any medical expenses. Much like a copay, your deductible amount will be dependent upon your insurance company, as not all insurance providers follow the same guidelines. Your insurance company will be able to tell you exactly how much your deductible is. We will also discuss deductibles with you at your first appointment, to outline how much you may have to pay before your insurance provider picks up the cost. 3. What is coinsurance? Coinsurance refers to the amount of cost that you split between your insurance provider. For example, 80/20
is a common coinsurance, in which the insurance company will pay 80% of a medical cost and the patient will pay the remaining 20%. Again, each insurance company will have a different coinsurance policy, so it is important to discuss this with them beforehand to figure out what percentage of costs you will have to pay. We will also discuss this with you at your first appointment to figure out how your percentage will play into the costs of our services. Save money and find relief today! At FYZICAL, we are more than happy to discuss any further monetary or insurance questions that you may have. Contact us today to schedule an appointment and discuss how we can help you save money on your treatments! Don’t hesitate on treatments simply because of money uncertainty – we are here to help you every step along the way.
Call us today to schedule an appointment!
OCCUSPORT
WEDGE SALAD WITH BLUE CHEESE & HERB DRESSING
INGREDIENTS • ¾ cup crumbled blue cheese • 2/3 cup plain Greek yogurt • ¼ cup extra-virgin olive oil • 2 tbsp white-wine vinegar • 1 tbsp Dijon mustard • 1 tbsp chopped flat-leaf parsley • 1 tbsp chopped fresh oregano • 1 medium clove garlic • ¼ tsp kosher salt • ¼ tsp ground pepper
We are excited to introduce you to our newest service. OccuSport utilizes a sports medicine model adapted from professional sports to help injured employees, employers and insurance companies communicate at a high level and achieve consistent outcomes for return to work. A team-based approach to athletic healthcare is common. Athletic Trainers, coaches, athletes, parents and physicians work together to achieve expedited care based on the latest research and cutting edge techniques. We have mirrored this process for the injured worker. You can expect unparalleled care and unique outcomes based on a system change combined with clinical expertise. Contact our office to learn more.
• 6 heads lettuce • ½ cup crumbled blue cheese • 3 pieces bacon, cooked & crumbled • 2 scallions, thinly sliced
DIRECTIONS To prepare dressing: Place ¾ cup blue cheese, yogurt, oil, vinegar, mustard, parsley, oregano, garlic, salt and pepper in a blender or food processor. Blend until almost smooth. To prepare salad: Cut each head of lettuce in half lengthwise and place on a large salad plate. Dollop 2 tablespoons of the dressing over each serving and top with more blue cheese, bacon and scallions. Serve with extra dressing on the side, if desired.
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