The Provenir Decisioning Cloud was used to develop customer onboarding, merchant onboarding and due diligence applications. These applications accept data from external system front-ends, perform the risk analytics and decisioning according to the rules established by Klarna in the Provenir platform, and return a response to the customer or merchant instantly. Customer onboarding was configured to process hundreds of transactions per second to support rapid business growth without compromising the control and accuracy of the operations. Klarna gained greater marketplace agility by replacing a legacy system with the Provenir Decisioning Cloud. The new platform facilitated a rapid multi-country rollout with application reusability and easy integration to existing systems.
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