Friends Club 3rd Quarter 2021

FRIENDS CLUB

AMBASSADOR REFERRAL PROGRAM

Spread the word about Friends Club, encourage your friends to join, and earn rewards as a Friends Club Ambassador. In appreciation of your efforts, Friends Club Ambassadors in 2021 will continue to enjoy these perks:

• A $50 bonus for you and your friend** • Entrance into a drawing to win a $1,000 cash**

Interested in becoming a Friends Club Ambassador? Refer a friend to join Hills Bank and open a Friends Club Checking account with a new deposit! Every person you refer to Friends Club – who opens a Friends Club Checking account – will qualify you to receive these benefits again, including another entry into the drawing. Ambassadors must also meet membership requirements and use their Friends Club Checking account as their main checking account. Visit any personal banker today or call 1-800-445-5725 to learn more. Thank you for your loyal support and membership!

* Hills Bank customers who are age 50 or better and maintain $10,000 in household deposits qualify to join Friends Club and to open a Friends Club (FC) Checking account. Friends Club Checking earns a variable interest rate. As of 6/14/21, balance over $10,000 earn an annual percentage yield (APY) of 0.10%, $9,999.99 to $1,000 earns (APY) of 0.05%, and under $1,000 earns (APY) of 0.05%. Fees may reduce earnings. $50 bonus will be paid when Friends Club Checking account is opened with a new bank deposit. ** Need not be present to win. Odds of winning will depend on the number of entries. New Friends Club Checking Accounts must be opened no later than 12/5/2021 and the drawing will be held on 12/8/2021. If you win the $1,000 cash drawing, Hills Bank will pay the Iowa State tax withholding requirement and the value will be reported on Hills Bank’s 1099MISC. For questions or more information, please call 319-358-2230 or email FriendsClub@HillsBank.com. No purchase required to enter.

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