Built to Own

1 | Why Now: The Executive’s Window of Opportunity

“The largest generational transfer of small business ownership is underway — and executives are uniquely positioned to step in.” Action Checklist Understand the scale of the 'Silver Tsunami' opportunity. Identify industries where boomers hold a large ownership share. Talk to a T Bank SBA specialist about timing in your target sector. Quick Summary The largest transfer of small business ownership in U.S. history is already underway — and executives are uniquely positioned to lead the next chapter. Over the next 10 years, more than 12 million baby boomer–owned businesses are expected to change hands. Many are profitable, debt-free, and have loyal customer bases. At the same time, SBA programs allow qualified buyers to acquire these businesses with as little as 10% down, preserving capital for working capital and growth. Executives have an advantage: a track record of managing P&L, leading teams, and improving operations. These skills inspire seller confidence and satisfy lender underwriting requirements, giving you a competitive edge. The market is primed for executive buyers — with favorable SBA terms and a high volume of quality businesses coming to market, now is the time to act.

T Bank Insight We see the strongest acquisitions come from executives who prepare early — lining up capital, partners, and prequal before the perfect business hits the market. Once a listing goes live, speed matters.

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For informational purposes only. Not legal, tax, or financial advice.

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