When You Can Enroll When You Can Enroll
ON-GOING BENEFIT ELIGIBILITY
NEW HIRES/ NEWLY ELIGIBLE FOR BENEFITS
When you are first hired or become eligible for benefits (your benefits are effective on the 91 st day following your full time hire date), you have 30 days to enroll for benefits. Your benefits effective date will be communicated to you at that time. If you do not enroll within your enrollment time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event.
To maintain benefit eligibility, you must average thirty (30) or more paid hours per week. Your ongoing measurement period will begin on the first of the month following your benefit effective date. There is a six month look back period to review your paid hours: If you fall below thirty paid hours in the six month look back period, a letter will be sent to your home address communicating your future loss of benefit eligibility. Your benefits will terminate first of the month following the sixty (60) day administration period. Continuation of coverage through COBRA will be available following the end of your active coverage period. However, you may have other options available to you (i.e. spouse’s plan, the Insurance Marketplace, etc.). If you were ineligible for benefits and have now gained benefit eligibility based on the 6 month look back period, a letter will be sent to your home address communicating your gain of benefit eligibility. Your benefits will be effective 1 st of the month following the sixty (60) day administration period. Please see Human Resources for enrollment material.
OPEN ENROLLMENT
During Open Enrollment, you will have the opportunity to enroll or make changes to your benefit elections. You must enroll by the Open Enrollment deadline for your benefits to be effective June 1. Except for a Qualifying Life Event, you will not be able to change your elections until the next year’s Open Enrollment.
Some Americans must have health
insurance or pay a penalty when filing their income tax return. You can obtain insurance from your employer’s plan, spouse’s plan, or the Public Exchange.
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