Medical Plan Options
How the Plan works • You pay a copay for in-network office visits and a percentage of the cost for all other care until you reach the annual coinsurance maximum. • You must meet a deductible before the plan pays its share of coinsurance. • If you reach the out-of-pocket maximum, the plan pays 100% of any remaining covered expense. • If you seek care from an out-of-network provider, you will pay more out of pocket.
You have three medical plans to choose from. The medical plans provide comprehensive coverage but are different in how they are designed.
You decide which United Healthcare (UHC) Choice Plus POS plan best meets your needs:
UHC Plus Standard POS Plan
•
UHC Choice plus Amazing POS Plan
•
UHC Choice Plus OMG! POS Plan
•
UNITED HEALTHCARE POS PLANS
The United Healthcare POS Plans are “open access” health care plans. You can choose any provider you would like to see in the United Healthcare national network. You have the freedom to chose your physician or specialist without visiting a “primary care physician” for a referral. Your out of pocket cost will be less for in- network care. If you seek care from an out-of-network doctor, you’ll pay a greater percentage of the cost.
Refer to United Healthcare plan documents for a complete description of the plans.
Made with FlippingBook Ebook Creator