The Standard Benefit Guide

Table of Contents

INTRODUCTION

Overview of Benefits | Controlling Costs: What You Can Do

3

4

ALEX- YOUR VIRTUAL BENEFIT COUNSELOR

5

ELIGIBILITY

7

MAKING A CHANGE (after Open Enrollment)

8

BENEFITS AT A GLANCE

9

WHAT YOU PAY

10

WHEN YOU CAN ENROLL

11

MEDICAL PLAN OPTIONS

13

TELEMEDICINE

14

REGISTER ONLINE

15

FIND A DOCTOR

17

MAIL ORDER PHARMACY

18

HEALTH CARE MANAGEMENT | Resources at Your Fingertips

19

HEALTH DISCOUNT PROGRAM .

ADDITIONAL BENEFITS | SimplyEngaged ® and Real AppealTM

20

22

DENTAL PLAN OPTIONS

26

VISION PLAN

29

BASIC LIFE INSURANCE | AD&D

30

SUPPLEMENTAL LIFE INSURANCE | AD&D

31

SHORT & LONG TERM DISABILITY

32

EMPLOYEE ASSISTANCE PROGRAM (EAP)

33

ADDITIONAL SERVICES

37

FLEXIBLE SPENDING ACCOUNT(S)

38

401k RETIREMENT PROGRAM

39

HEALTH INSURANCE MARKETPLACE

44

IMPORTANT EMPLOYEE NOTIFICATIONS

46

BENEFIT PLAN CONTACT INFORMATION

47

GLOSSARY

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