Supplemental Life/ AD&D Insurance
Life and AD&D
Supplemental Child(ren) Life You may purchase additional coverage for your child(ren) in the following amounts: • 14 days to 6 months old: $250 • 6 months to 26: $5,000 or $10,000 * Should you choose to elect amounts over the guarantee issue amount, you and / or your spouse will need to complete the Evidence of Insurability (EOI) form for medical underwriting purposes – or if you enroll after your newly eligible event, EOI is required.
This benefit is paid for 100% by the employee. As an added benefit, The Standard offers Supplemental Life and Accidental Death & Dismemberment (AD&D) insurance for employees, their spouses, and/or children (children not eligible for AD&D). This benefit is voluntary and paid for 100% by eligible employees through payroll deductions. Employee must be enrolled to enroll dependents. Supplemental Employee Life/AD&D Employees may purchase additional life coverage in $5,000 increments not to exceed 5 times your annual salary or $500,000 • Guaranteed Issue amount* of $100,000 Supplemental AD&D coverage can be purchased by you for additional premium. Benefit amount is equal to the life amount elected by you. Supplemental Spouse Life/AD&D You may purchase additional coverage for your spouse in $5,000 increments to the maximum of $250,000, limited to 50% of employee enrolled amount. • Guaranteed Issue amount* of $30,000 Supplemental AD&D coverage can be purchased by you for additional premium. Benefit amount is equal to the life amount elected.
Deductions will start when Symetra approves your coverage. Age reduction schedule applies.
Refer to the Symetra plan documents for a complete description of this plan.
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