Supplemental Life/ AD&D Insurance Additional Services
Accident Insurance
Critical Insurance
▪ Accidents are usually followed by a series of bills. Even if you have good insurance, you may still have to cover out-of-pocket costs such as doctor bills, ambulance fees, hospital expenses, etc. ▪ Symetra’s Accident Insurance program pays cash benefits directly to you in the event of a covered accident. You can also use the money however you choose. ▪ Example – Youth athlete breaks their leg playing soccer, visits emergency room, has X-Rays, gets crutches, has follow up treatment and physical therapy
▪ Designed to compliment your major medical coverage by paying out a lump sum benefit in the event of a diagnosis of a specified illness ▪ Employee can choose a $5,000, $10,000, or $20,000 lump sum benefit (spouse and dependent children can purchase up to 50% of employee amount and employee must be enrolled)
▪ Examples of Covered Conditions:
▪ Heart Attack
▪ Cancer
▪ Major Organ Failure
▪ Stroke
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