Eligibility
WHO IS ELIGIBLE?
DEPENDENT VERIFICATION
If you are enrolling your spouse, domestic partner or child(ren) to your health insurance, you must submit dependent verification within 31 days of the enrollment date to Human Resources. Failure to provide supporting documentation will result in the removal of your dependent(s) from coverage.
All active full-time employees who work at least 30 average hours per week are eligible for benefits. Your benefits are effective on the 91 st day following your full time hire date. If you do not enroll during this time period, you will not be eligible for benefits until the next Open Enrollment, unless you have a Qualifying Life Event Change. To maintain benefit eligibility, Standard will review your average hours following a six month lookback policy. Employees changing from part-time to full-time status must work 30 average hours per week during the six month measurement period. Benefits will be effective 1st of the month following the sixty (60) day administrative period.
TAXATION of DOMESTIC PARTNER BENEFITS
It is important to note the taxation differential resulting from spouse vs. domestic partner coverage. Team members with domestic partners (non-spouses) are taxed on the employer portion of the benefits provided to the partner (imputed income) and the team member must contribute on an after tax basis for the portion of the benefits for the domestic partner. Team members are advised to speak with the tax expert regarding treatment for their benefits.
To enroll in benefits, complete the universal enrollment form and return the form to Human Resources by your enrollment deadline.
ELIGIBLE DEPENDENTS
Spouse – An individual to whom you are
•
legally married.
• Domestic partner (same or opposite sex) – An individual with whom you are in a relationship with and share a dwelling. Completion and approval of a Domestic Partner Affidavit is required. An affidavit will be provided by Human Resources. Your or your spouse’s child who is under age 26, including a natural child, stepchild, a legally adopted child, a child placed for adoption or a child for whom you or your spouse are the legal guardian. • • An unmarried child, age 26 or older, who is disabled and dependent upon you. Disabled dependent must be covered prior to age 26 to continue benefit.
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