Stratton & Reynolds, LLC - July/August 2025

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Steps to designate a TOD on a boat and/or motor: 1. Obtain the Transfer on Death form for watercraft from the DNR website or office. 2. Complete the form with your information, the beneficiary’s name, and the details of the boat or motor. 3. Submit the form along with the original title to DNR for processing.

4. DNR will then update the records and issue a revised title showing the TOD beneficiary.

Solution on Page 4

After the owner’s death: The beneficiary must provide a certified death certificate, a completed application for title, the current title or bill of sale, a current property tax receipt, and applicable fees. If the property has a lien, the new title may still be issued, but the lien will remain attached.

BARBECUE CHICKEN FRENCH BREAD PIZZA

Below are a few additional things to consider when deciding if setting a TOD is right for you.

• While this can be a convenient way to pass assets, you must remember to update your designation if your beneficiary passes or you no longer wish for them to receive the vehicle.

INGREDIENTS

Inspired by FromValeriesKitchen.com

• 2 tbsp vegetable oil • 2 boneless, skinless chicken breasts, cut into bite-size pieces • 1 tsp Lawry’s Seasoned Salt • Fresh ground pepper, to taste • 1/4 cup plus 3 tbsp barbecue sauce, divided • 1/2 cup marinara sauce • 1 loaf French bread

• 1/2 cup thinly sliced red onion • 8 oz fresh mozzarella cheese, shredded • 1/2 cup shredded cheddar cheese • 2 tbsp chopped cilantro

• A TOD designation does not override any loan or lien attached to the property.

• This works if you want a specific person or people to receive the property. However, if you would prefer for it to be sold and the proceeds divided according to your trust document upon your passing, adding the vehicle to your trust may be the better option. Final Takeaway The new TOD forms offer a straightforward, probate-free way to pass on your vehicles, mobile homes, boats, or outboard motors. By completing a simple form with the DMV or DNR, you can ensure your property transfers smoothly to your chosen beneficiary after your passing. It’s an easy and cost-effective addition to your estate planning toolkit. Let us know if you need help filling out these forms or want guidance on how TOD fits into your overall plan — we’re here to help. –TC and Chasity

DIRECTIONS

1. Preheat oven to 425 F. Line baking sheet with foil. 2. In a large skillet, heat vegetable oil over medium-high heat. Sauté chicken with seasoned salt and pepper. 3. Reduce heat to medium and add 3 tbsp barbecue sauce. Simmer for 3–4 minutes, remove skillet from heat, and set aside. 4. In a small bowl, combine remaining barbecue sauce and marinara sauce. 5. Cut French bread in half and place on prepared baking sheet. Coat with the sauce mixture, top with chicken and red onions, then add shredded cheeses. 6. Bake for 10–12 minutes, or until cheese is melted. 7. Remove from oven and top with chopped cilantro. Allow to sit for about 5 minutes before serving!

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