Sample Guide

Voluntary Benefits

Critical Illness including Cancer

• Hartford’s Critical Illness Product provides for an insured to receive a benefit payment upon diagnosis of any qualified and covered critical illness or condition up to $10,000 or $20,000 depending on which level of coverage you elect. • Conditions include, but are not limited to: • heart attack • Stroke • Paralysis • Coma • Cancer

Accident

• 24 hour coverage for both on and off the job accidents • Provides a fixed benefit for accidental injuries such as fractures and dislocations and related expenses, such as emergency room visits and physical therapy. Daily hospital and ICU benefits are also included, as well as an Accidental Death and Dismemberment provision.

Gap Plan

• Covers certain portions of the employee’s cost (co-insurance, co-pays and deductibles) for covered hospital expenses up to an annual maximum of $2,000 • Includes benefits for in-hospital expenses such as hospital confinements and emergency room treatment.

Supplemental

Refer to The Hartford handouts for additional information and cost

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