Sample Guide

Your Benefits

Detwiler’s Farm Market offers a variety of benefits allowing you the opportunity to customize a benefits package that meets y our personal needs. In the following pages, you will learn more about the benefits offered. You will also see how choosing the right combination of benefits can help protect you and your family’s health and finances – and your family’s future.

Medical

Detwiler’s FarmMarket pays the majority of the employee cost for the Meritain medical plans.

Detwiler’s Farm Market offers you the option to elect this voluntary benefit. You pay the full cost for coverage.

Dental

Detwiler’s Farm Market offers you the option to elect this voluntary benefit. You pay the full cost for coverage.

Vision

Basic Life

Detwiler’s FarmMarket pays the entire cost.

Short-Term and Long Term Disability

Detwiler’s Farm Market offers you the option to elect this voluntary benefit. You pay the full cost for coverage.

Detwiler’s Farm Market offers you the option to elect voluntary Critical Illness, Accident, Cancer and Gap Insurance. You pay the full cost for coverages.

Voluntary Benefits

Pre-tax benefits

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You must actively choose any benefit that you pay for or share in the cost with through Detwiler’s Farm Market .

Why do I pay for benefits pre-tax?

There is a definite advantage to paying for some benefits with before-tax money: Taking the money out before your taxes are calculated lowers the amount of your pay that is taxable. Therefore, you pay less in taxes.

Your part of the cost is automatically deducted from your paycheck. Premiums for medical, dental, and vision are deducted pre-tax.

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