Laugh More, Age Less Why Laughter Is Good for You As we age, we’re told to wear sunscreen, eat more vegetables, take vitamins, and even walk more — all in hope that our internal clocks will slow down and we will age better. But something as simple as laughter could actually be one of the easiest ways to slow the ticking clock of aging. relief response from your brain by releasing dopamine. Just one chuckle may even improve your breathing and heart function! In fact, laughing can work wonders for the heart. One study showed that laughter therapy helped reduce the blood pressure and cholesterol levels understanding. When there are language barriers,
laughing together can create camaraderie and a tighter bond between people of different cultures. The dopamine release that comes with laughter aids in stress relief and creates powerful memories that can improve your mood and strengthen friendships. Of course, laughter has its downfalls, too. Laughing at someone else’s expense is detrimental to their health and can harm your relationships. So, stick to light jokes and actively seek shows, cartoons, or people who make you laugh. You’ll feel good, and your body will be pretty happy, too.
of its participants. Their blood circulation improved, too. Studies have also found that regular laughter can help strengthen your immune system, and it has long-term benefits for those with respiratory conditions. In addition to your body, laughter is also good for your social life. (And we don’t mean that people will want to spend time with you if you have all the good jokes!) Throughout history, laughter has been an evolutionary sign of
Scientists have long known that laughter can be therapeutic and help us live longer. It has been shown to reduce wear and tear on our bodies and improve our relationships. A Norwegian study found that those who prioritized humor were more likely to live past 70 than those who didn’t laugh often.
At a biological level, laughter can reduce tension in your muscles and activate a powerful stress-
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R ick is a wealth manager and has over 10 years of experience working with a diverse clientele including retirees and business professionals. More recently, he served as a private client advisor for a large Fortune 500 company, advising clients with complex financial and investment planning needs. Rick earned his Certified Financial Planner™ designation in 2012 and is currently scheduled to write for Level III of the coveted Chartered Financial Analyst (CFA) program, the highest distinction in the investment management profession. He also earned his Chartered Life Underwriter EMPLOYEE SPOTLIGHT: RICK BARAY
For example, for a client who took $100,000 and returned $90,000, I would report $10,000 as a taxable distribution and $90,000 as a nontaxable rollover distribution. We have no plans to delay and attach Forms 5498 at this time, but that may change if we start getting notices for clients. Keep in mind this is not tax advice. We are not accountants nor attorneys and do not give legal or tax advice. However, we can definitely help you decide what to do and even talk to your accountant or recommend one. I just thought this might be helpful for your 2020 tax return preparation. There is a lot more that can be said on tax planning, and I encourage you to check out our tax classes to learn more. The bottom line is that when you make an effort to plan for your tax situation in the long term, you’ll be in more control of your taxes year after year. With that, we wish you a happy end to winter as we welcome spring. And here’s hoping we’ll be seeing more of you face-to-face sooner rather than later! Kelly Campbell
business owners. Rick recently spent two years living in Spain, where he completed his MBA and Master of Finance degrees. He is a Southern California native and graduated from San Diego State University with a bachelor’s degree in Personal Financial Planning. Rick currently resides in northeast Washington with his two French bulldogs, Don Juan and Pablo. Rick is fluent in Spanish and has conversational skills in American Sign Language.
designation in 2015, specializing in insurance planning for families and
2 • CampbellWealth.com
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