2
Product Eligibility Guidelines
Prior to running the health underwriting rules, we have a series of automatic checks in place to determine if the applicant is eligible for the coverage they are applying for. Each of these eligibility checks is explained below.
Age & Face Amount Limits
TruStage TM Advantage Whole Life (TAWL)
Issue Age
Minimum Face Amount
Maximum Face Amount
18-70
$5,000
$100,000
71-75
$5,000
$50,000
76-85
$5,000
$25,000
TruStage TM Simplified Issue Term Life Band 1 (SIT-B1)
Issue Age
Minimum Face Amount
Maximum Face Amount
25-69
$5,000
$100,000
TruStage TM Simplified Issue Term Life Band 2 (SIT-B2)
Issue Age
Minimum Face Amount
Maximum Face Amount
18-69
$101,000
$300,000
TruStage TM Guaranteed Acceptance Whole Life (GAWL)
Issue Age
Minimum Face Amount
Maximum Face Amount
45-80
$2,000
$25,000
Insurance | Investments | Technology
TruStage ™ Simplified Issue Term Life Insurance is issued by CMFG Life Insurance Company. This is a term policy to age 80 that has premiums that increase when entering each five-year band: 25, 30, 35, 40, 45, 50, 55, 60, 65, 70, and 75. Base Form Numbers for coverage under 100k: ICC16-A10a-039, A10a-039- 2016 & over 100k ICC17-SIT-2, 2017-SIT-2. TruStage ™ Guaranteed Acceptance Whole Life Insurance is issued by CMFG Life Insurance Company. Death benefit is limited the first 2 years of the policy and is limited to a return of 100% of premiums, plus 10%. Base Form Numbers: ICC16-GAWL, 2016-GAWL. TruStage ™ Advantage Whole Life Insurance is issued by MEMBERS Life Insurance Company. Base Form Numbers: ICC20-WLMLIC, 2020-WLMLIC. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any depository institution. Product and features may vary and not be available in all states. Corporate Headquarters: 5910 Mineral Point Road, Madison, WI 53705. © TruStage
TAWL, GAWL, SIT1, SIT2-6483292.1-0324-0426
For Internal use only. Not to be shown or distributed to the public.
Made with FlippingBook - professional solution for displaying marketing and sales documents online