TABLE OF CONTENTS
▪ Overview of Benefits Programs
3
▪
Medical Benefits
5
▪
Dental Benefits
9
▪
Vision Benefits
11
▪
Life Insurance
13
▪ Long-term Disability Insurance
15
▪
Rightway
17
▪
Online Enrollment
18
▪
Legal Notices
20
▪
Legal Notices - COBRA
30
▪
Legal Notices - FMLA
35
▪
Notes Page
37
2
I
GARAN BENEFITS GUIDE
TABLE OF CONTENTS
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