Veronica Beard - 2025 Benefit Guide - Retail

VB Provided Benefits

Life and AD&D

Basic Life / AD&D

Plan Features

Basic Life & AD&D

Employee Benefit Amount

1X Base Salary, Up to $50,000

The following shows how much benefits are reduced at certain ages:

Age Band

Benefit Reduction

65

65%

70

50%

Voluntary Life / AD&D

Plan Features

Voluntary Life

Employee Benefit Amount Guarantee Issue Amount

5x Annual Salary, up to $500,000 5x Annual Salary, up to $100,000

Spouse Benefit Amount

100% of EE’s Amount, up to $250,000

Child Life Benefit Amount

100% of EE’s Amount, up to $10,000

Accelerated Death Benefit

80% Up to $400,000 The following shows how much benefits are reduced at certain ages:

Age Band

Benefit Reduction

65 70

65% 50%

14

** For illustrative purposes only. Please refer to your plan documents for all plan details

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